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Openpay

Openpay

Mexican e-commerce

VS

CM.com

Conversational Commerce Payments

CM.com
Fees from
2.9% + MXN 2.50 vs Per-transaction
Features

0 shared

2 unique to Openpay · 1 unique to CM.com
Regions

0 shared

1 unique to Openpay · 1 unique to CM.com
Pay methods

1 shared

4 unique to Openpay · 8 unique to CM.com
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
Openpay Openpay
CM.com CM.com
Quick Facts
Fees
Standard transaction rate
2.9% + MXN 2.50
Per-transaction
Settlement
Time to receive funds
2–3 business days
—
Founded
2012
1999
Headquarters
Mexico City, Mexico
Breda, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Openpay leads (2 vs 1)
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
CM.com leads (9 vs 5)
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bnpl Unique
✓
—
Crypto Unique
✓
—
Faster Payments Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Paypal Unique
—
✓
Sepa
✓
✓
Swift Unique
✓
—
Visa Unique
—
✓
Regions
Europe Unique
—
✓
Latin America Unique
✓
—

Openpay is best when you...

Mexican e-commerce
Need Crypto Support
Not available with CM.com
Need Startup Friendly
Not available with CM.com
Want coverage in Latin America
CM.com doesn't cover this region
View Openpay

CM.com is best when you...

Conversational Commerce Payments
Need Enterprise
Not available with Openpay
Want coverage in Europe
Openpay doesn't cover this region
View CM.com

Frequently Asked Questions

What is the difference between Openpay and CM.com?
They share 1 payment method and 0 regions. Openpay adds Buy Now Pay Later, Crypto, Faster Payments and 1 more that CM.com does not list; CM.com adds Amex, Apple Pay, Google Pay and 5 more that Openpay does not list; Openpay also covers Latin America; CM.com also covers Europe.
Which is cheaper, Openpay or CM.com?
Openpay has published rates from 2.9% + MXN 2.50; CM.com has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Openpay and CM.com?
Openpay lists 1 region and 5 payment methods; CM.com lists 1 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Openpay and CM.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Openpay publishes a settlement time of 2–3 business days.

Are you Openpay or CM.com?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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