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Openpay

Openpay

Mexican e-commerce

VS

Confirmo

MiCA-licensed stablecoin payments

Confirmo
Fees from
2.9% + MXN 2.50 vs Invoicing 0.8%; Payouts 0.5% + network fee
Features

1 shared

1 unique to Openpay · 3 unique to Confirmo
Regions

1 shared

6 unique to Confirmo
Pay methods

1 shared

4 unique to Openpay · 2 unique to Confirmo
On fees

Openpay publishes 2.9% + MXN 2.50 from. Confirmo publishes Invoicing 0.8%; Payouts 0.5% + network fee from. Verify directly with each provider before signing.

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Show full specs
5 features · 7 payment methods · 7 regions. We don't rank these — they're here for reference.
Openpay Openpay
Confirmo Confirmo
Quick Facts
Fees
Standard transaction rate
2.9% + MXN 2.50
Invoicing 0.8%; Payouts 0.5% + network fee
Settlement
Time to receive funds
2–3 business days
Near-instant
Founded
2012
2014
Headquarters
Mexico City, Mexico
Dublin, Ireland
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Confirmo leads (4 vs 2)
Crypto Support
✓
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Openpay leads (5 vs 3)
Bnpl Unique
✓
—
Crypto
✓
✓
Faster Payments Unique
✓
—
Sepa Unique
✓
—
Swift Unique
✓
—
Usdc Unique
—
✓
Usdt Unique
—
✓
Regions
Confirmo leads (7 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓

Openpay is best when you...

Mexican e-commerce
Need Startup Friendly
Not available with Confirmo
View Openpay

Confirmo is best when you...

MiCA-licensed stablecoin payments
Need High Risk Accepted
Not available with Openpay
Need Instant Payout
Not available with Openpay
Want coverage in Africa, Asia, Europe, Middle East, North America, Oceania
Openpay doesn't cover these regions
View Confirmo

Frequently Asked Questions

What is the difference between Openpay and Confirmo?
They share 1 payment method and 1 region. Openpay adds Buy Now Pay Later, Faster Payments, SEPA and 1 more that Confirmo does not list; Confirmo adds USDC, USDT that Openpay does not list; Confirmo also covers Africa, Asia and 4 more; only Openpay offers Startup Friendly.
Which is cheaper, Openpay or Confirmo?
Openpay has published rates from 2.9% + MXN 2.50; Confirmo has published rates from Invoicing 0.8%; Payouts 0.5% + network fee. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Openpay and Confirmo?
Openpay lists 1 region and 5 payment methods; Confirmo lists 7 and 3. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Openpay and Confirmo compare on integration and settlement?
Openpay offers a sandbox, Confirmo does not list one; both support webhooks; Openpay settles in 2–3 business days, Confirmo in Near-instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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