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Openpay

Openpay

Mexican e-commerce

VS

dLocal

Emerging Markets

dLocal
Fees from
2.9% + MXN 2.50 vs 3-7% all-inclusive
Features

0 shared

2 unique to Openpay · 2 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

0 shared

5 unique to Openpay · 10 unique to dLocal

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Show full specs
4 features · 15 payment methods · 4 regions. We don't rank these — they're here for reference.
Openpay Openpay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
2.9% + MXN 2.50
3-7% all-inclusive
Settlement
Time to receive funds
2–3 business days
2–7 business days
Founded
2012
2016
Headquarters
Mexico City, Mexico
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 5)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Boleto Unique
—
✓
Cash Unique
—
✓
Crypto Unique
✓
—
Digital Wallet Unique
—
✓
Faster Payments Unique
✓
—
Mastercard Unique
—
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓

Openpay is best when you...

Mexican e-commerce
Need Crypto Support
Not available with dLocal
Need Startup Friendly
Not available with dLocal
View Openpay

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Openpay
Need Instant Payout
Not available with Openpay
Want coverage in Africa, Asia, Middle East
Openpay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Openpay and dLocal?
They share 0 payment methods and 1 region. Openpay adds Buy Now Pay Later, Crypto, Faster Payments and 2 more that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 7 more that Openpay does not list; dLocal also covers Africa, Asia and 1 more; only Openpay offers Crypto Support, Startup Friendly.
Which is cheaper, Openpay or dLocal?
Openpay has published rates from 2.9% + MXN 2.50; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Openpay and dLocal?
Openpay lists 1 region and 5 payment methods; dLocal lists 4 and 10. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Openpay and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Openpay settles in 2–3 business days, dLocal in 2–7 business days.

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