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Openpay

Openpay

Mexican e-commerce

VS

Mizuho Bank

M
Fees from
2.9% + MXN 2.50 vs Custom
Features

0 shared

2 unique to Openpay
Regions

1 shared

6 unique to Mizuho Bank
Pay methods

2 shared

3 unique to Openpay · 1 unique to Mizuho Bank
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 6 payment methods · 7 regions. We don't rank these — they're here for reference.
Openpay Openpay
Mizuho Bank
Quick Facts
Fees
Standard transaction rate
2.9% + MXN 2.50
Custom
Settlement
Time to receive funds
2–3 business days
—
Founded
2012
—
Headquarters
Mexico City, Mexico
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Openpay leads (2 vs 0)
Crypto Support Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Openpay leads (5 vs 3)
Ach Unique
—
✓
Bnpl Unique
✓
—
Crypto Unique
✓
—
Faster Payments Unique
✓
—
Sepa
✓
✓
Swift
✓
✓
Regions
Mizuho Bank leads (7 vs 1)
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Openpay is best when you...

Mexican e-commerce
Need Crypto Support
Not available with Mizuho Bank
Need Startup Friendly
Not available with Mizuho Bank
View Openpay

Mizuho Bank is best when you...

Want coverage in Asia, Europe, Middle East, North America, Oceania, Southeast Asia
Openpay doesn't cover these regions
View Mizuho Bank

Frequently Asked Questions

What is the difference between Openpay and Mizuho Bank?
They share 2 payment methods and 1 region. Openpay adds Buy Now Pay Later, Crypto, Faster Payments that Mizuho Bank does not list; Mizuho Bank adds ACH that Openpay does not list; Mizuho Bank also covers Asia, Europe and 4 more; only Openpay offers Crypto Support, Startup Friendly.
Which is cheaper, Openpay or Mizuho Bank?
Openpay has published rates from 2.9% + MXN 2.50; Mizuho Bank has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Openpay and Mizuho Bank?
Openpay lists 1 region and 5 payment methods; Mizuho Bank lists 7 and 3. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Openpay and Mizuho Bank compare on integration and settlement?
Openpay offers a sandbox, Mizuho Bank does not list one; Openpay supports webhooks; Openpay publishes a settlement time of 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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