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OpenPayd

OpenPayd

Embedded Finance Infrastructure

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
Custom vs Custom
Features

1 shared

1 unique to OpenPayd
Regions

1 shared

5 unique to FIS
Pay methods

1 shared

4 unique to OpenPayd · 13 unique to FIS

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2 features · 18 payment methods · 6 regions. We don't rank these — they're here for reference.
OpenPayd OpenPayd
FIS FIS
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Same day
1–2 business days
Founded
2019
1968
Headquarters
London, United Kingdom
Jacksonville, Florida, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
OpenPayd leads (2 vs 1)
Enterprise
✓
✓
Recurring Payments Unique
✓
—
Payment Methods
FIS leads (14 vs 5)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Direct Debit Unique
✓
—
Discover Unique
—
✓
Faster Payments Unique
✓
—
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions
FIS leads (6 vs 1)
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

OpenPayd is best when you...

Embedded Finance Infrastructure
Need Recurring Payments
Not available with FIS
View OpenPayd

FIS is best when you...

Enterprise banking and capital markets technology
Want coverage in Asia, Latin America, North America, Oceania, Southeast Asia
OpenPayd doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between OpenPayd and FIS?
They share 1 payment method and 1 region. OpenPayd adds Direct Debit, Faster Payments, SEPA and 1 more that FIS does not list; FIS adds ACH, Amex, Apple Pay and 10 more that OpenPayd does not list; FIS also covers Asia, Latin America and 3 more; only OpenPayd offers Recurring Payments.
Which is cheaper, OpenPayd or FIS?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use OpenPayd and FIS?
OpenPayd lists 1 region and 5 payment methods; FIS lists 6 and 14. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OpenPayd and FIS compare on integration and settlement?
both offer a sandbox; both support webhooks; OpenPayd settles in Same day, FIS in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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