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OTTO Payments

OTTO Payments

Relevant only to sellers on the OTTO marketplace (otto.de); its website doesn't describe any open sign-up for outside merchants.

VS

BENKER

Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.

BENKER
Fees from
— vs Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published
Features

0 shared

Regions

0 shared

Pay methods

1 shared

6 unique to OTTO Payments · 8 unique to BENKER
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 15 payment methods · 0 regions. We don't rank these — they're here for reference.
OTTO Payments OTTO Payments
BENKER BENKER
Quick Facts
Fees
Standard transaction rate
—
Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published
Settlement
Time to receive funds
—
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
BENKER leads (9 vs 7)
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Installments Unique
✓
—
Invoice Unique
✓
—
Mastercard Unique
—
✓
Open Banking Unique
—
✓
Paypal Unique
✓
—
Sepa Unique
—
✓
Sepa Direct Debit Unique
✓
—
Sepa Instant Unique
—
✓
Virtual Account Unique
—
✓
Visa Unique
—
✓
Regions

OTTO Payments is best when you...

Relevant only to sellers on the OTTO marketplace (otto.de); its website doesn't describe any open sign-up for outside merchants.
View OTTO Payments

BENKER is best when you...

Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.
View BENKER

Frequently Asked Questions

What is the difference between OTTO Payments and BENKER?
They share 1 payment method and 0 regions. OTTO Payments adds Credit Card, Debit Card, Installments and 3 more that BENKER does not list; BENKER adds Apple Pay, Google Pay, Mastercard and 5 more that OTTO Payments does not list.
Which is cheaper, OTTO Payments or BENKER?
OTTO Payments has no published rate; BENKER has published rates from Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use OTTO Payments and BENKER?
OTTO Payments lists 0 regions and 7 payment methods; BENKER lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

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