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OTTO Payments

OTTO Payments

Relevant only to sellers on the OTTO marketplace (otto.de); its website doesn't describe any open sign-up for outside merchants.

VS

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

Narvi
Fees from
— vs Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Features

0 shared

Regions

0 shared

Pay methods

0 shared

7 unique to OTTO Payments · 4 unique to Narvi
On payment methods

OTTO Payments supports 7 payment methods, 3 more than Narvi. Verify directly with each provider before signing.

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0 features · 11 payment methods · 0 regions. We don't rank these — they're here for reference.
OTTO Payments OTTO Payments
Narvi Narvi
Quick Facts
Fees
Standard transaction rate
—
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Settlement
Time to receive funds
—
Instant to 24 business days
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
OTTO Payments leads (7 vs 4)
Bank Transfer Unique
✓
—
Bitcoin Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Installments Unique
✓
—
Invoice Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
—
✓
Sepa Direct Debit Unique
✓
—
Swift Unique
—
✓
Usdc Unique
—
✓
Regions

OTTO Payments is best when you...

Relevant only to sellers on the OTTO marketplace (otto.de); its website doesn't describe any open sign-up for outside merchants.
View OTTO Payments

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Frequently Asked Questions

What is the difference between OTTO Payments and Narvi?
They share 0 payment methods and 0 regions. OTTO Payments adds Bank Transfer, Credit Card, Debit Card and 4 more that Narvi does not list; Narvi adds Bitcoin, SEPA, SWIFT and 1 more that OTTO Payments does not list.
Which is cheaper, OTTO Payments or Narvi?
OTTO Payments has no published rate; Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use OTTO Payments and Narvi?
OTTO Payments lists 0 regions and 7 payment methods; Narvi lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OTTO Payments and Narvi compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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