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OVO

OVO

Indonesian market

VS

Bancontact

Belgian Payments

Bancontact
Fees from
Free for consumers vs Custom
Features

2 shared

1 unique to OVO
Regions

0 shared

2 unique to OVO · 1 unique to Bancontact
Pay methods

1 shared

2 unique to OVO · 5 unique to Bancontact
On licensing

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Show full specs
3 features · 8 payment methods · 3 regions. We don't rank these — they're here for reference.
OVO OVO
Bancontact Bancontact
Quick Facts
Fees
Standard transaction rate
Free for consumers
Custom
Settlement
Time to receive funds
1–2 business days
Instant
Founded
2017
1979
Headquarters
Jakarta, Indonesia
Brussels, Belgium
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
OVO leads (3 vs 2)
Instant Payout
✓
✓
Low Fees
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Bancontact leads (6 vs 3)
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Contactless Unique
—
✓
Mobile Payment Unique
—
✓
Mobile Wallet Unique
✓
—
Nfc Unique
—
✓
Qr Code
✓
✓
Regions
OVO leads (2 vs 1)
Asia Unique
✓
—
Europe Unique
—
✓
Southeast Asia Unique
✓
—

OVO is best when you...

Indonesian market
Need Startup Friendly
Not available with Bancontact
Want coverage in Asia, Southeast Asia
Bancontact doesn't cover these regions
View OVO

Bancontact is best when you...

Belgian Payments
Want coverage in Europe
OVO doesn't cover this region
View Bancontact

Frequently Asked Questions

What is the difference between OVO and Bancontact?
They share 1 payment method and 0 regions. OVO adds Bank Transfer, Mobile Wallet that Bancontact does not list; Bancontact adds Apple Pay, Bancontact, Contactless and 2 more that OVO does not list; OVO also covers Asia, Southeast Asia; Bancontact also covers Europe.
Which is cheaper, OVO or Bancontact?
OVO has published rates from Free for consumers; Bancontact has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use OVO and Bancontact?
OVO lists 2 regions and 3 payment methods; Bancontact lists 1 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OVO and Bancontact compare on integration and settlement?
both offer a sandbox; both support webhooks; OVO settles in 1–2 business days, Bancontact in Instant.

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