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OXXO

OXXO

Mexican Cash Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to OXXO · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

0 shared

4 unique to OXXO · 19 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 15 more than OXXO. Verify directly with each provider before signing.

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Show full specs
6 features · 23 payment methods · 6 regions. We don't rank these — they're here for reference.
OXXO OXXO
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
1978
2021
Headquarters
Monterrey, Nuevo León, Mexico
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Cash Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Oxxo Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Voucher Unique
✓
—
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

OXXO is best when you...

Mexican Cash Payments
Need Low Fees
Not available with A-Pay
View OXXO

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with OXXO
Need High Risk Accepted
Not available with OXXO
Want coverage in Africa, Asia, Europe, Middle East, Southeast Asia
OXXO doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between OXXO and A-Pay?
They share 0 payment methods and 1 region. OXXO adds Cash, Debit Card, OXXO and 1 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 16 more that OXXO does not list; A-Pay also covers Africa, Asia and 3 more; only OXXO offers Low Fees.
Which is cheaper, OXXO or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use OXXO and A-Pay?
OXXO lists 1 region and 4 payment methods; A-Pay lists 6 and 19. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OXXO and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, OXXO does not list one; A-Pay supports webhooks; OXXO settles in 1–3 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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