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Paddle

Paddle

SaaS Billing

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
5% + $0.50 per transaction vs Custom
Features

2 shared

3 unique to A-Pay
Regions

2 shared

2 unique to Paddle · 4 unique to A-Pay
Pay methods

5 shared

4 unique to Paddle · 14 unique to A-Pay
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 23 payment methods · 8 regions. We don't rank these — they're here for reference.
Paddle Paddle
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
5% + $0.50 per transaction
Custom
Settlement
Time to receive funds
1–7 business days
1–2 business days
Founded
2012
2021
Headquarters
London, United Kingdom
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 9)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay
✓
✓
Ideal
✓
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
A-Pay leads (6 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Paddle is best when you...

SaaS Billing
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Paddle

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Paddle
Need High Risk Accepted
Not available with Paddle
Want coverage in Africa, Latin America, Middle East, Southeast Asia
Paddle doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Paddle and A-Pay?
They share 5 payment methods and 2 regions. Paddle adds Bancontact, BLIK, Debit Card and 1 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 11 more that Paddle does not list; Paddle also covers North America, Oceania; A-Pay also covers Africa, Latin America and 2 more.
Which is cheaper, Paddle or A-Pay?
Paddle has published rates from 5% + $0.50 per transaction; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paddle and A-Pay?
Paddle lists 4 regions and 9 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paddle and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Paddle settles in 1–7 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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