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Paddle

Paddle

SaaS Billing

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
5% + $0.50 per transaction vs Interchange + + $0.3
Features

1 shared

1 unique to Paddle · 2 unique to Adyen
Regions

4 shared

4 unique to Adyen
Pay methods

8 shared

1 unique to Paddle · 29 unique to Adyen
On settlement

Paddle settles in 1–7 business days; Adyen settles in 1–3 business days. Verify directly with each provider before signing.

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4 features · 38 payment methods · 8 regions. We don't rank these — they're here for reference.
Paddle Paddle
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
5% + $0.50 per transaction
Interchange + + $0.3
Settlement
Time to receive funds
1–7 business days
1–3 business days
Founded
2012
2006
Headquarters
London, United Kingdom
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Adyen leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Adyen leads (37 vs 9)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact
✓
✓
Bank Transfer Unique
—
✓
Blik
✓
✓
Boleto Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal
✓
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Adyen leads (8 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Paddle is best when you...

SaaS Billing
Need Startup Friendly
Not available with Adyen
View Paddle

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Paddle
Need Instant Payout
Not available with Paddle
Want coverage in Africa, Latin America, Middle East, Southeast Asia
Paddle doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Paddle and Adyen?
They share 8 payment methods and 4 regions. Paddle adds Wire Transfer that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 26 more that Paddle does not list; Adyen also covers Africa, Latin America and 2 more; only Paddle offers Startup Friendly.
Which is cheaper, Paddle or Adyen?
Paddle has published rates from 5% + $0.50 per transaction; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paddle and Adyen?
Paddle lists 4 regions and 9 payment methods; Adyen lists 8 and 37. both cover Asia, Europe, North America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paddle and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Paddle settles in 1–7 business days, Adyen in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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