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Paddle

Paddle

SaaS Billing

VS

Borgun

Icelandic merchants

Borgun
Fees from
5% + $0.50 per transaction vs 1.4-2%
Features

0 shared

2 unique to Paddle · 1 unique to Borgun
Regions

1 shared

3 unique to Paddle
Pay methods

2 shared

7 unique to Paddle · 6 unique to Borgun
On licensing

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Show full specs
3 features · 15 payment methods · 4 regions. We don't rank these — they're here for reference.
Paddle Paddle
Borgun Borgun
Quick Facts
Fees
Standard transaction rate
5% + $0.50 per transaction
1.4-2%
Settlement
Time to receive funds
1–7 business days
2–3 business days
Founded
2012
1904
Headquarters
London, United Kingdom
Reykjavik, Iceland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paddle leads (2 vs 1)
Enterprise Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paddle leads (9 vs 8)
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Blik Unique
✓
—
Contactless Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
—
✓
Google Pay
✓
✓
Ideal Unique
✓
—
Jcb Unique
—
✓
Mastercard Unique
—
✓
Paypal Unique
✓
—
Visa Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Paddle leads (4 vs 1)
Asia Unique
✓
—
Europe
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—

Paddle is best when you...

SaaS Billing
Need Recurring Payments
Not available with Borgun
Need Startup Friendly
Not available with Borgun
Want coverage in Asia, North America, Oceania
Borgun doesn't cover these regions
View Paddle

Borgun is best when you...

Icelandic merchants
Need Enterprise
Not available with Paddle
View Borgun

Frequently Asked Questions

What is the difference between Paddle and Borgun?
They share 2 payment methods and 1 region. Paddle adds Bancontact, BLIK, Credit Card and 4 more that Borgun does not list; Borgun adds Amex, Contactless, Diners Club and 3 more that Paddle does not list; Paddle also covers Asia, North America and 1 more; only Paddle offers Recurring Payments, Startup Friendly.
Which is cheaper, Paddle or Borgun?
Paddle has published rates from 5% + $0.50 per transaction; Borgun has published rates from 1.4-2%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paddle and Borgun?
Paddle lists 4 regions and 9 payment methods; Borgun lists 1 and 8. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paddle and Borgun compare on integration and settlement?
both offer a sandbox; both support webhooks; Paddle settles in 1–7 business days, Borgun in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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