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Paffle

Paffle

Small and medium businesses that invoice across borders and need tax-compliant e-invoicing combined with global pay-ins, payouts and multi-currency virtual accounts.

VS

MultiPass

Companies, not individuals, that need multi-currency GB/UAE IBAN accounts, FX, mass payouts and API access for international supplier and partner payments.

MultiPass
Fees from
Free: $0 / forever — 1 user, regular invoices only, wallets and USD/EUR virtual bank accounts in your name. Standard: $20 / month, billed yearly — 5 users then $5 per seat; 50 tax e-invoices per month then $10 per additional 50. Enterprise: $50 / month for 10 seats then $5 per seat, billed yearly — unlimited tax e-invoices; virtual bank accounts for GBP/MXN/BRL/COP, subject to eligibility. vs Dedicated Relationship Manager: Free; Online banking: Free; Additional IBANs and currencies: Free. Account opening and due diligence: from £500; Priority onboarding (additional fee): £500; Additional user: £100; Annual due diligence: from £100. Monthly maintenance fee: from £100; Minimum balance: from 3 monthly fees; Account closure fee: from 3 monthly fees. Payments (incoming / outgoing): Local EU (SEPA / SEPA Instant) €2 / from 0.10% (min €10); Local UK (Faster Payments) Free / £1; Local UK (BACS / CHAPS) £20 / £20; Local US (ACH) from 0.15% (min $10) / from 0.15% (min $10); Local US (Fedwire) from 0.10% (min $25) / from 0.10% (min $25); International (SWIFT) £20 / €25 / $30 / £40 / €50 / $60; Between MultiPass users Free / Free. Quote serves as a guide; actual costs depend on industry, payment volumes and other factors.
Features

0 shared

Regions

0 shared

Pay methods

3 shared

17 unique to Paffle · 7 unique to MultiPass
On fees

Paffle publishes Free: $0 / forever — 1 user, regular invoices only, wallets and USD/EUR virtual bank accounts in your name. Standard: $20 / month, billed yearly — 5 users then $5 per seat; 50 tax e-invoices per month then $10 per additional 50. Enterprise: $50 / month for 10 seats then $5 per seat, billed yearly — unlimited tax e-invoices; virtual bank accounts for GBP/MXN/BRL/COP, subject to eligibility. from. MultiPass publishes Dedicated Relationship Manager: Free; Online banking: Free; Additional IBANs and currencies: Free. Account opening and due diligence: from £500; Priority onboarding (additional fee): £500; Additional user: £100; Annual due diligence: from £100. Monthly maintenance fee: from £100; Minimum balance: from 3 monthly fees; Account closure fee: from 3 monthly fees. Payments (incoming / outgoing): Local EU (SEPA / SEPA Instant) €2 / from 0.10% (min €10); Local UK (Faster Payments) Free / £1; Local UK (BACS / CHAPS) £20 / £20; Local US (ACH) from 0.15% (min $10) / from 0.15% (min $10); Local US (Fedwire) from 0.10% (min $25) / from 0.10% (min $25); International (SWIFT) £20 / €25 / $30 / £40 / €50 / $60; Between MultiPass users Free / Free. Quote serves as a guide; actual costs depend on industry, payment volumes and other factors. from. Verify directly with each provider before signing.

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0 features · 27 payment methods · 0 regions. We don't rank these — they're here for reference.
Paffle Paffle
MultiPass MultiPass
Quick Facts
Fees
Standard transaction rate
Free: $0 / forever — 1 user, regular invoices only, wallets and USD/EUR virtual bank accounts in your name. Standard: $20 / month, billed yearly — 5 users then $5 per seat; 50 tax e-invoices per month then $10 per additional 50. Enterprise: $50 / month for 10 seats then $5 per seat, billed yearly — unlimited tax e-invoices; virtual bank accounts for GBP/MXN/BRL/COP, subject to eligibility.
Dedicated Relationship Manager: Free; Online banking: Free; Additional IBANs and currencies: Free. Account opening and due diligence: from £500; Priority onboarding (additional fee): £500; Additional user: £100; Annual due diligence: from £100. Monthly maintenance fee: from £100; Minimum balance: from 3 monthly fees; Account closure fee: from 3 monthly fees. Payments (incoming / outgoing): Local EU (SEPA / SEPA Instant) €2 / from 0.10% (min €10); Local UK (Faster Payments) Free / £1; Local UK (BACS / CHAPS) £20 / £20; Local US (ACH) from 0.15% (min $10) / from 0.15% (min $10); Local US (Fedwire) from 0.10% (min $25) / from 0.10% (min $25); International (SWIFT) £20 / €25 / $30 / £40 / €50 / $60; Between MultiPass users Free / Free. Quote serves as a guide; actual costs depend on industry, payment volumes and other factors.
Settlement
Time to receive funds
Near-instant
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Paffle leads (20 vs 10)
Ach
✓
✓
Apple Pay Unique
✓
—
Bacs Unique
—
✓
Bank Transfer Unique
✓
—
Bkash Unique
✓
—
Chaps Unique
—
✓
Corporate Card Unique
—
✓
Dana Unique
✓
—
Faster Payments
✓
✓
Fednow Unique
✓
—
Fedwire Unique
—
✓
Fpx Unique
✓
—
Gcash Unique
✓
—
Google Pay Unique
✓
—
Grabpay Unique
✓
—
Mastercard Unique
✓
—
Mobile Money Unique
✓
—
Nagad Unique
✓
—
Pix Unique
✓
—
Qr Code Unique
✓
—
Sepa
✓
✓
Sepa Instant Unique
—
✓
Spei Unique
✓
—
Swift Unique
—
✓
Virtual Account Unique
—
✓
Visa Unique
✓
—
Wire Transfer Unique
✓
—
Regions

Paffle is best when you...

Small and medium businesses that invoice across borders and need tax-compliant e-invoicing combined with global pay-ins, payouts and multi-currency virtual accounts.
View Paffle

MultiPass is best when you...

Companies, not individuals, that need multi-currency GB/UAE IBAN accounts, FX, mass payouts and API access for international supplier and partner payments.
View MultiPass

Frequently Asked Questions

What is the difference between Paffle and MultiPass?
They share 3 payment methods and 0 regions. Paffle adds Apple Pay, Bank Transfer, bKash and 14 more that MultiPass does not list; MultiPass adds Bacs, CHAPS, Corporate Card and 4 more that Paffle does not list.
Which is cheaper, Paffle or MultiPass?
Paffle has published rates from Free: $0 / forever — 1 user, regular invoices only, wallets and USD/EUR virtual bank accounts in your name. Standard: $20 / month, billed yearly — 5 users then $5 per seat; 50 tax e-invoices per month then $10 per additional 50. Enterprise: $50 / month for 10 seats then $5 per seat, billed yearly — unlimited tax e-invoices; virtual bank accounts for GBP/MXN/BRL/COP, subject to eligibility.; MultiPass has published rates from Dedicated Relationship Manager: Free; Online banking: Free; Additional IBANs and currencies: Free. Account opening and due diligence: from £500; Priority onboarding (additional fee): £500; Additional user: £100; Annual due diligence: from £100. Monthly maintenance fee: from £100; Minimum balance: from 3 monthly fees; Account closure fee: from 3 monthly fees. Payments (incoming / outgoing): Local EU (SEPA / SEPA Instant) €2 / from 0.10% (min €10); Local UK (Faster Payments) Free / £1; Local UK (BACS / CHAPS) £20 / £20; Local US (ACH) from 0.15% (min $10) / from 0.15% (min $10); Local US (Fedwire) from 0.10% (min $25) / from 0.10% (min $25); International (SWIFT) £20 / €25 / $30 / £40 / €50 / $60; Between MultiPass users Free / Free. Quote serves as a guide; actual costs depend on industry, payment volumes and other factors.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paffle and MultiPass?
Paffle lists 0 regions and 20 payment methods; MultiPass lists 0 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paffle and MultiPass compare on integration and settlement?
Paffle publishes a settlement time of Near-instant.

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