Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Paga

Paga

Nigerian Mobile Money

VS

Alipay

Chinese Consumers

Alipay
Fees from
1% - 2% per transaction vs Custom
Features

1 shared

2 unique to Paga · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

0 shared

5 unique to Paga · 7 unique to Alipay
On settlement

Paga settles in Next business day; Alipay settles in Next business day. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
4 features · 12 payment methods · 8 regions. We don't rank these — they're here for reference.
Paga Paga
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1% - 2% per transaction
Custom
Settlement
Time to receive funds
Next business day
Next business day
Founded
2009
2004
Headquarters
Lagos, Nigeria
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paga leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 5)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
✓
—
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Ussd Unique
✓
—
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Paga is best when you...

Nigerian Mobile Money
Need Low Fees
Not available with Alipay
Need Startup Friendly
Not available with Alipay
View Paga

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Paga
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Paga doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Paga and Alipay?
They share 0 payment methods and 1 region. Paga adds Bank Transfer, Debit Card, Mobile Money and 2 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 4 more that Paga does not list; Alipay also covers Asia, Europe and 5 more; only Paga offers Low Fees, Startup Friendly.
Which is cheaper, Paga or Alipay?
Paga has published rates from 1% - 2% per transaction; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paga and Alipay?
Paga lists 1 region and 5 payment methods; Alipay lists 8 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paga and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Paga settles in Next business day, Alipay in Next business day.

Are you Paga or Alipay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →