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Paga

Paga

Nigerian Mobile Money

VS

Beyonic

African Business Disbursements

Beyonic
Fees from
1% - 2% per transaction vs Per-transaction
Features

2 shared

1 unique to Paga · 1 unique to Beyonic
Regions

1 shared

Pay methods

2 shared

3 unique to Paga
On payment methods

Paga supports 5 payment methods, 3 more than Beyonic. Verify directly with each provider before signing.

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Show full specs
4 features · 5 payment methods · 1 regions. We don't rank these — they're here for reference.
Paga Paga
Beyonic Beyonic
Quick Facts
Fees
Standard transaction rate
1% - 2% per transaction
Per-transaction
Settlement
Time to receive funds
Next business day
Instant to 3 business days
Founded
2009
2013
Headquarters
Lagos, Nigeria
Kampala, Uganda
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Paga leads (5 vs 2)
Bank Transfer
✓
✓
Debit Card Unique
✓
—
Mobile Money
✓
✓
Mobile Wallet Unique
✓
—
Ussd Unique
✓
—
Regions
Africa
✓
✓

Paga is best when you...

Nigerian Mobile Money
Need Low Fees
Not available with Beyonic
View Paga

Beyonic is best when you...

African Business Disbursements
Need Enterprise
Not available with Paga
View Beyonic

Frequently Asked Questions

What is the difference between Paga and Beyonic?
They share 2 payment methods and 1 region. Paga adds Debit Card, Mobile Wallet, USSD that Beyonic does not list; only Paga offers Low Fees; only Beyonic offers Enterprise.
Which is cheaper, Paga or Beyonic?
Paga has published rates from 1% - 2% per transaction; Beyonic has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paga and Beyonic?
Paga lists 1 region and 5 payment methods; Beyonic lists 1 and 2. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paga and Beyonic compare on integration and settlement?
both offer a sandbox; both support webhooks; Paga settles in Next business day, Beyonic in Instant to 3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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