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Pagadito

Pagadito

Central America

VS

Mastercard Send

Real-Time Disbursements to Mastercards

Mastercard Send
Fees from
3-5% vs Per-transaction
Features

0 shared

1 unique to Pagadito · 2 unique to Mastercard Send
Regions

0 shared

1 unique to Pagadito · 5 unique to Mastercard Send
Pay methods

3 shared

2 unique to Pagadito · 6 unique to Mastercard Send
On payment methods

Mastercard Send supports 9 payment methods, 4 more than Pagadito. Verify directly with each provider before signing.

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Show full specs
3 features · 11 payment methods · 6 regions. We don't rank these — they're here for reference.
Pagadito Pagadito
Mastercard Send Mastercard Send
Quick Facts
Fees
Standard transaction rate
3-5%
Per-transaction
Settlement
Time to receive funds
3–5 business days
Instant
Founded
2008
2016
Headquarters
Guatemala City, Guatemala
Purchase, New York
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Mastercard Send leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Mastercard Send leads (9 vs 5)
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Mastercard
✓
✓
Samsung Pay Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Mastercard Send leads (5 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
✓
—
Middle East Unique
—
✓
North America Unique
—
✓

Pagadito is best when you...

Central America
Need Startup Friendly
Not available with Mastercard Send
Want coverage in Latin America
Mastercard Send doesn't cover this region
View Pagadito

Mastercard Send is best when you...

Real-Time Disbursements to Mastercards
Need Enterprise
Not available with Pagadito
Need Instant Payout
Not available with Pagadito
Want coverage in Africa, Asia, Europe, Middle East, North America
Pagadito doesn't cover these regions
View Mastercard Send

Frequently Asked Questions

What is the difference between Pagadito and Mastercard Send?
They share 3 payment methods and 0 regions. Pagadito adds Credit Card, Debit Card that Mastercard Send does not list; Mastercard Send adds Alipay, Apple Pay, Bank Transfer and 3 more that Pagadito does not list; Pagadito also covers Latin America; Mastercard Send also covers Africa, Asia and 3 more.
Which is cheaper, Pagadito or Mastercard Send?
Pagadito has published rates from 3-5%; Mastercard Send has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pagadito and Mastercard Send?
Pagadito lists 1 region and 5 payment methods; Mastercard Send lists 5 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pagadito and Mastercard Send compare on integration and settlement?
Pagadito offers a sandbox, Mastercard Send does not list one; both support webhooks; Pagadito settles in 3–5 business days, Mastercard Send in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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