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PagBrasil

PagBrasil

Brazil Cross-Border Payments

VS

DECTA

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe

DECTA
Fees from
Custom vs —
Features

2 shared

1 unique to PagBrasil
Regions

4 shared

4 unique to DECTA
Pay methods

7 shared

11 unique to PagBrasil · 5 unique to DECTA

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3 features · 23 payment methods · 8 regions. We don't rank these — they're here for reference.
PagBrasil PagBrasil
DECTA DECTA
Quick Facts
Fees
Standard transaction rate
Custom
—
Settlement
Time to receive funds
2–3 business days
Next business day
Founded
2011
2015
Headquarters
Porto Alegre, Brazil
London, GB
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
PagBrasil leads (3 vs 2)
Enterprise
✓
✓
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Payment Methods
PagBrasil leads (18 vs 12)
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Boleto Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Discover Unique
✓
—
Elo Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
✓
—
Open Banking Unique
—
✓
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
✓
—
Pos Unique
✓
—
Qr Code Unique
✓
—
Samsung Pay
✓
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
DECTA leads (8 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

PagBrasil is best when you...

Brazil Cross-Border Payments
Need Recurring Billing
Not available with DECTA
View PagBrasil

DECTA is best when you...

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe
Want coverage in Africa, Middle East, Oceania, Southeast Asia
PagBrasil doesn't cover these regions
View DECTA

Frequently Asked Questions

What is the difference between PagBrasil and DECTA?
They share 7 payment methods and 4 regions. PagBrasil adds Boleto, Credit Card, Debit Card and 8 more that DECTA does not list; DECTA adds Alipay, Klarna, Open Banking and 2 more that PagBrasil does not list; DECTA also covers Africa, Middle East and 2 more; only PagBrasil offers Recurring Billing.
Which is cheaper, PagBrasil or DECTA?
PagBrasil has custom pricing quoted on engagement; DECTA has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PagBrasil and DECTA?
PagBrasil lists 4 regions and 18 payment methods; DECTA lists 8 and 12. both cover Asia, Europe, Latin America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PagBrasil and DECTA compare on integration and settlement?
PagBrasil offers a sandbox, DECTA does not list one; PagBrasil supports webhooks; PagBrasil settles in 2–3 business days, DECTA in Next business day.

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