PagoBancomat

PagoBancomat

Italian Debit Payments

VS

Concardis (Nets)

German Merchant Acquiring

Concardis (Nets)
Fees from
Free for consumers vs Custom
Features

0 shared

1 unique to PagoBancomat · 1 unique to Concardis (Nets)
Regions

1 shared

Pay methods

3 shared

2 unique to PagoBancomat · 5 unique to Concardis (Nets)

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Show full specs
2 features · 10 payment methods · 1 regions. We don't rank these — they're here for reference.
PagoBancomat PagoBancomat
Concardis (Nets) Concardis (Nets)
Quick Facts
Fees
Standard transaction rate
Free for consumers
Custom
Settlement
Time to receive funds
Instant
—
Founded
1983
2009
Headquarters
Rome, Italy
Eschborn, Germany
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Payment Methods
Concardis (Nets) leads (8 vs 5)
Amex Unique
—
✓
Apple Pay
✓
✓
Contactless
✓
✓
Debit Card Unique
✓
—
Giropay Unique
—
✓
Google Pay
✓
✓
Mastercard Unique
—
✓
Samsung Pay Unique
✓
—
Sepa Unique
—
✓
Visa Unique
—
✓
Regions
Europe
✓
✓

PagoBancomat is best when you...

Italian Debit Payments
Need Low Fees
Not available with Concardis (Nets)
View PagoBancomat

Concardis (Nets) is best when you...

German Merchant Acquiring
Need Enterprise
Not available with PagoBancomat
View Concardis (Nets)

Frequently Asked Questions

What is the difference between PagoBancomat and Concardis (Nets)?
They share 3 payment methods and 1 region. PagoBancomat adds Debit Card, Samsung Pay that Concardis (Nets) does not list; Concardis (Nets) adds Amex, Giropay, Mastercard and 2 more that PagoBancomat does not list; only PagoBancomat offers Low Fees; only Concardis (Nets) offers Enterprise.
Which is cheaper, PagoBancomat or Concardis (Nets)?
PagoBancomat has published rates from Free for consumers; Concardis (Nets) has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PagoBancomat and Concardis (Nets)?
PagoBancomat lists 1 region and 5 payment methods; Concardis (Nets) lists 1 and 8. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PagoBancomat and Concardis (Nets) compare on integration and settlement?
PagoBancomat offers a sandbox, Concardis (Nets) does not list one; PagoBancomat supports webhooks; PagoBancomat publishes a settlement time of Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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