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PagoEfectivo

PagoEfectivo

Peruvian Cash & Bank Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
Per-transaction vs Custom
Features

1 shared

1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

0 shared

5 unique to PagoEfectivo · 7 unique to Alipay
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 12 payment methods · 8 regions. We don't rank these — they're here for reference.
PagoEfectivo PagoEfectivo
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Per-transaction
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2008
2004
Headquarters
Lima, Peru
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
Alipay leads (7 vs 5)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Cash Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

PagoEfectivo is best when you...

Peruvian Cash & Bank Payments
View PagoEfectivo

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with PagoEfectivo
Want coverage in Africa, Asia, Europe, Middle East, North America, Oceania, Southeast Asia
PagoEfectivo doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between PagoEfectivo and Alipay?
They share 0 payment methods and 1 region. PagoEfectivo adds Bank Transfer, Cash, Credit Card and 2 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 4 more that PagoEfectivo does not list; Alipay also covers Africa, Asia and 5 more; only Alipay offers Enterprise.
Which is cheaper, PagoEfectivo or Alipay?
PagoEfectivo has published rates from Per-transaction; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PagoEfectivo and Alipay?
PagoEfectivo lists 1 region and 5 payment methods; Alipay lists 8 and 7. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PagoEfectivo and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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