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PagSeguro

PagSeguro

Brazilian Market

VS

DECTA

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe

DECTA
Fees from
2-5% vs —
Features

0 shared

2 unique to PagSeguro · 2 unique to DECTA
Regions

1 shared

7 unique to DECTA
Pay methods

7 shared

6 unique to PagSeguro · 5 unique to DECTA

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Show full specs
4 features · 18 payment methods · 8 regions. We don't rank these — they're here for reference.
PagSeguro PagSeguro
DECTA DECTA
Quick Facts
Fees
Standard transaction rate
2-5%
—
Settlement
Time to receive funds
14–30 business days
Next business day
Founded
2006
2015
Headquarters
São Paulo, Brazil
London, GB
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
PagSeguro leads (13 vs 12)
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Boleto Unique
✓
—
Diners Unique
✓
—
Elo Unique
✓
—
Google Pay
✓
✓
Hipercard Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Open Banking Unique
—
✓
Paypal Unique
—
✓
Pix Unique
✓
—
Qr Code Unique
✓
—
Samsung Pay
✓
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
DECTA leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

PagSeguro is best when you...

Brazilian Market
Need Instant Payout
Not available with DECTA
Need Startup Friendly
Not available with DECTA
View PagSeguro

DECTA is best when you...

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe
Need Enterprise
Not available with PagSeguro
Need Recurring Payments
Not available with PagSeguro
Want coverage in Africa, Asia, Europe, Middle East, North America, Oceania, Southeast Asia
PagSeguro doesn't cover these regions
View DECTA

Frequently Asked Questions

What is the difference between PagSeguro and DECTA?
They share 7 payment methods and 1 region. PagSeguro adds Boleto, Diners Club, Elo and 3 more that DECTA does not list; DECTA adds Alipay, Klarna, Open Banking and 2 more that PagSeguro does not list; DECTA also covers Africa, Asia and 5 more; only PagSeguro offers Instant Payout, Startup Friendly.
Which is cheaper, PagSeguro or DECTA?
PagSeguro has published rates from 2-5%; DECTA has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PagSeguro and DECTA?
PagSeguro lists 1 region and 13 payment methods; DECTA lists 8 and 12. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PagSeguro and DECTA compare on integration and settlement?
PagSeguro offers a sandbox, DECTA does not list one; PagSeguro supports webhooks; PagSeguro settles in 14–30 business days, DECTA in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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