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PagSeguro

PagSeguro

Brazilian Market

VS

dLocal

Emerging Markets

dLocal
Fees from
2-5% vs 3-7% all-inclusive
Features

1 shared

1 unique to PagSeguro · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

6 shared

7 unique to PagSeguro · 4 unique to dLocal
On region

dLocal covers 4 regions; PagSeguro covers 1. Verify directly with each provider before signing.

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Show full specs
3 features · 17 payment methods · 4 regions. We don't rank these — they're here for reference.
PagSeguro PagSeguro
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
2-5%
3-7% all-inclusive
Settlement
Time to receive funds
14–30 business days
2–7 business days
Founded
2006
2016
Headquarters
São Paulo, Brazil
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
PagSeguro leads (13 vs 10)
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Boleto
✓
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Elo Unique
✓
—
Google Pay Unique
✓
—
Hipercard Unique
✓
—
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix
✓
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Samsung Pay Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓

PagSeguro is best when you...

Brazilian Market
Need Startup Friendly
Not available with dLocal
View PagSeguro

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with PagSeguro
Want coverage in Africa, Asia, Middle East
PagSeguro doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between PagSeguro and dLocal?
They share 6 payment methods and 1 region. PagSeguro adds Apple Pay, Diners Club, Elo and 4 more that dLocal does not list; dLocal adds Cash, Digital Wallet, OXXO and 1 more that PagSeguro does not list; dLocal also covers Africa, Asia and 1 more; only PagSeguro offers Startup Friendly.
Which is cheaper, PagSeguro or dLocal?
PagSeguro has published rates from 2-5%; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PagSeguro and dLocal?
PagSeguro lists 1 region and 13 payment methods; dLocal lists 4 and 10. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PagSeguro and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; PagSeguro settles in 14–30 business days, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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