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PalmPay

PalmPay

West African Fintech

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

1 shared

1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

1 shared

4 unique to PalmPay · 9 unique to dLocal

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2 features · 14 payment methods · 4 regions. We don't rank these — they're here for reference.
PalmPay PalmPay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2019
2016
Headquarters
Lagos, Nigeria
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
dLocal leads (10 vs 5)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pos Unique
✓
—
Pse Unique
—
✓
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

PalmPay is best when you...

West African Fintech
View PalmPay

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with PalmPay
Want coverage in Asia, Latin America, Middle East
PalmPay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between PalmPay and dLocal?
They share 1 payment method and 1 region. PalmPay adds Debit Card, Mobile Money, Mobile Wallet and 1 more that dLocal does not list; dLocal adds Amex, Boleto, Cash and 6 more that PalmPay does not list; dLocal also covers Asia, Latin America and 1 more; only dLocal offers Enterprise.
Which is cheaper, PalmPay or dLocal?
PalmPay has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PalmPay and dLocal?
PalmPay lists 1 region and 5 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PalmPay and dLocal compare on integration and settlement?
dLocal offers a sandbox, PalmPay does not list one; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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