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P

PanPay

VS

Kareo

Independent Medical Practice Billing

Kareo
Fees from
— vs Custom
Features

0 shared

2 unique to Kareo
Regions

1 shared

2 unique to PanPay
Pay methods

1 shared

2 unique to PanPay · 4 unique to Kareo
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Show full specs
2 features · 7 payment methods · 3 regions. We don't rank these — they're here for reference.
PanPay
Kareo Kareo
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
—
Founded
2017
2004
Headquarters
Shanghai, China
Irvine, California
Sandbox / Test Mode
—
—
Webhook Support
—
✓
Features
Kareo leads (2 vs 0)
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Kareo leads (5 vs 3)
Ach
✓
✓
Check Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Virtual Card Unique
—
✓
Regions
PanPay leads (3 vs 1)
Asia Unique
✓
—
Europe Unique
✓
—
North America
✓
✓

PanPay is best when you...

Want coverage in Asia, Europe
Kareo doesn't cover these regions
View PanPay

Kareo is best when you...

Independent Medical Practice Billing
Need Recurring Payments
Not available with PanPay
Need Startup Friendly
Not available with PanPay
View Kareo

Frequently Asked Questions

What is the difference between PanPay and Kareo?
They share 1 payment method and 1 region. PanPay adds SEPA, SWIFT that Kareo does not list; Kareo adds Check, Credit Card, Debit Card and 1 more that PanPay does not list; PanPay also covers Asia, Europe; only Kareo offers Recurring Payments, Startup Friendly.
Which is cheaper, PanPay or Kareo?
PanPay has no published rate; Kareo has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PanPay and Kareo?
PanPay lists 3 regions and 3 payment methods; Kareo lists 1 and 5. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PanPay and Kareo compare on integration and settlement?
Kareo supports webhooks.

Are you PanPay or Kareo?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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