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P

PanPay

VS

MultiBanco

Portuguese Payments

MultiBanco
Fees from
— vs From €0.10 per transaction
Features

0 shared

1 unique to MultiBanco
Regions

1 shared

2 unique to PanPay
Pay methods

0 shared

3 unique to PanPay · 6 unique to MultiBanco
On region

PanPay covers 3 regions; MultiBanco covers 1. Verify directly with each provider before signing.

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1 features · 9 payment methods · 3 regions. We don't rank these — they're here for reference.
PanPay
MultiBanco MultiBanco
Quick Facts
Fees
Standard transaction rate
—
From €0.10 per transaction
Settlement
Time to receive funds
—
Next business day
Founded
2017
1985
Headquarters
Shanghai, China
Lisbon, Portugal
Sandbox / Test Mode
—
—
Webhook Support
—
✓
Features
MultiBanco leads (1 vs 0)
Low Fees Unique
—
✓
Payment Methods
MultiBanco leads (6 vs 3)
Ach Unique
✓
—
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Multibanco Unique
—
✓
Prepaid Card Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Regions
PanPay leads (3 vs 1)
Asia Unique
✓
—
Europe
✓
✓
North America Unique
✓
—

PanPay is best when you...

Want coverage in Asia, North America
MultiBanco doesn't cover these regions
View PanPay

MultiBanco is best when you...

Portuguese Payments
Need Low Fees
Not available with PanPay
View MultiBanco

Frequently Asked Questions

What is the difference between PanPay and MultiBanco?
They share 0 payment methods and 1 region. PanPay adds ACH, SEPA, SWIFT that MultiBanco does not list; MultiBanco adds Bank Transfer, Contactless, Credit Card and 3 more that PanPay does not list; PanPay also covers Asia, North America; only MultiBanco offers Low Fees.
Which is cheaper, PanPay or MultiBanco?
PanPay has no published rate; MultiBanco has published rates from From €0.10 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PanPay and MultiBanco?
PanPay lists 3 regions and 3 payment methods; MultiBanco lists 1 and 6. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PanPay and MultiBanco compare on integration and settlement?
MultiBanco supports webhooks; MultiBanco publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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