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Papaya Global

Papaya Global

Global Workforce Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From $3 per payment vs Custom
Features

0 shared

1 unique to Papaya Global · 5 unique to A-Pay
Regions

3 shared

1 unique to Papaya Global · 3 unique to A-Pay
Pay methods

3 shared

2 unique to Papaya Global · 16 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 14 more than Papaya Global. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Papaya Global Papaya Global
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From $3 per payment
Custom
Settlement
Time to receive funds
2–5 business days
1–2 business days
Founded
2016
2021
Headquarters
New York, New York
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
A-Pay leads (6 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Papaya Global is best when you...

Global Workforce Payments
Need Enterprise
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Papaya Global

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Papaya Global
Need High Risk Accepted
Not available with Papaya Global
Want coverage in Africa, Middle East, Southeast Asia
Papaya Global doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Papaya Global and A-Pay?
They share 3 payment methods and 3 regions. Papaya Global adds SWIFT, Wire Transfer that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 13 more that Papaya Global does not list; Papaya Global also covers North America; A-Pay also covers Africa, Middle East and 1 more.
Which is cheaper, Papaya Global or A-Pay?
Papaya Global has published rates from From $3 per payment; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Papaya Global and A-Pay?
Papaya Global lists 4 regions and 5 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Papaya Global and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Papaya Global settles in 2–5 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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