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Papaya Global

Papaya Global

Global Workforce Payments

VS

Checkout.com

Global Performance

Checkout.com
Fees from
From $3 per payment vs 2.3-2.9% + $0.30 (typical)
Features

1 shared

3 unique to Checkout.com
Regions

4 shared

4 unique to Checkout.com
Pay methods

1 shared

4 unique to Papaya Global · 34 unique to Checkout.com
On fees

Papaya Global publishes From $3 per payment from. Checkout.com publishes 2.3-2.9% + $0.30 (typical) from. Verify directly with each provider before signing.

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Show full specs
4 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Papaya Global Papaya Global
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
From $3 per payment
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
2–5 business days
1–3 business days
Founded
2016
2012
Headquarters
New York, New York
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 5)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Checkout.com leads (8 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Papaya Global is best when you...

Global Workforce Payments
View Papaya Global

Checkout.com is best when you...

Global Performance
Need Instant Payout
Not available with Papaya Global
Need Instant Sandbox
Not available with Papaya Global
Want coverage in Africa, Middle East, Oceania, Southeast Asia
Papaya Global doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Papaya Global and Checkout.com?
They share 1 payment method and 4 regions. Papaya Global adds Bank Transfer, SEPA, SWIFT and 1 more that Checkout.com does not list; Checkout.com adds Alipay, Amex, Apple Pay and 31 more that Papaya Global does not list; Checkout.com also covers Africa, Middle East and 2 more; only Checkout.com offers Instant Payout, Instant Sandbox and 1 more.
Which is cheaper, Papaya Global or Checkout.com?
Papaya Global has published rates from From $3 per payment; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Papaya Global and Checkout.com?
Papaya Global lists 4 regions and 5 payment methods; Checkout.com lists 8 and 35. both cover Asia, Europe, Latin America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Papaya Global and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Papaya Global settles in 2–5 business days, Checkout.com in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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