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Papaya Global

Papaya Global

Global Workforce Payments

VS

Pagsmile

LATAM Cross-Border Payments

Pagsmile
Fees from
From $3 per payment vs From 3.5% per transaction
Features

1 shared

Regions

1 shared

3 unique to Papaya Global
Pay methods

1 shared

4 unique to Papaya Global · 6 unique to Pagsmile

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Show full specs
1 features · 11 payment methods · 4 regions. We don't rank these — they're here for reference.
Papaya Global Papaya Global
Pagsmile Pagsmile
Quick Facts
Fees
Standard transaction rate
From $3 per payment
From 3.5% per transaction
Settlement
Time to receive funds
2–5 business days
2–5 business days
Founded
2016
2018
Headquarters
New York, New York
Hong Kong
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Payment Methods
Pagsmile leads (7 vs 5)
Ach Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Wire Transfer Unique
✓
—
Regions
Papaya Global leads (4 vs 1)
Asia Unique
✓
—
Europe Unique
✓
—
Latin America
✓
✓
North America Unique
✓
—

Papaya Global is best when you...

Global Workforce Payments
Want coverage in Asia, Europe, North America
Pagsmile doesn't cover these regions
View Papaya Global

Pagsmile is best when you...

LATAM Cross-Border Payments
View Pagsmile

Frequently Asked Questions

What is the difference between Papaya Global and Pagsmile?
They share 1 payment method and 1 region. Papaya Global adds ACH, SEPA, SWIFT and 1 more that Pagsmile does not list; Pagsmile adds Boleto, Credit Card, Debit Card and 3 more that Papaya Global does not list; Papaya Global also covers Asia, Europe and 1 more.
Which is cheaper, Papaya Global or Pagsmile?
Papaya Global has published rates from From $3 per payment; Pagsmile has published rates from From 3.5% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Papaya Global and Pagsmile?
Papaya Global lists 4 regions and 5 payment methods; Pagsmile lists 1 and 7. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Papaya Global and Pagsmile compare on integration and settlement?
both offer a sandbox; both support webhooks; Papaya Global settles in 2–5 business days, Pagsmile in 2–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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