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PAPSS

PAPSS

Cross-border B2B payments across Africa

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Custom vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

4 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

0 shared

1 unique to PAPSS · 35 unique to Checkout.com
On licensing

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Show full specs
4 features · 36 payment methods · 8 regions. We don't rank these — they're here for reference.
PAPSS PAPSS
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Custom
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
Instant
1–3 business days
Founded
2023
2012
Headquarters
African Union
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Checkout.com leads (4 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 1)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

PAPSS is best when you...

Cross-border B2B payments across Africa
View PAPSS

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with PAPSS
Need Instant Payout
Not available with PAPSS
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
PAPSS doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between PAPSS and Checkout.com?
They share 0 payment methods and 1 region. PAPSS adds Bank Transfer that Checkout.com does not list; Checkout.com adds ACH, Alipay, Amex and 32 more that PAPSS does not list; Checkout.com also covers Asia, Europe and 5 more; only Checkout.com offers Enterprise, Instant Payout and 2 more.
Which is cheaper, PAPSS or Checkout.com?
PAPSS has custom pricing quoted on engagement; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PAPSS and Checkout.com?
PAPSS lists 1 region and 1 payment method; Checkout.com lists 8 and 35. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PAPSS and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, PAPSS does not list one; Checkout.com supports webhooks; PAPSS settles in Instant, Checkout.com in 1–3 business days.

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