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Pax2Pay

Pax2Pay

Travel businesses such as OTAs, tour operators, airlines and hotels that need to pay suppliers with virtual cards and multi-currency bank transfers.

VS

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

Narvi
Fees from
— vs Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Features

0 shared

Regions

0 shared

Pay methods

0 shared

2 unique to Pax2Pay · 4 unique to Narvi
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 6 payment methods · 0 regions. We don't rank these — they're here for reference.
Pax2Pay Pax2Pay
Narvi Narvi
Quick Facts
Fees
Standard transaction rate
—
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Settlement
Time to receive funds
—
Instant to 24 business days
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Narvi leads (4 vs 2)
Bank Transfer Unique
✓
—
Bitcoin Unique
—
✓
Sepa Unique
—
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Virtual Card Unique
✓
—
Regions

Pax2Pay is best when you...

Travel businesses such as OTAs, tour operators, airlines and hotels that need to pay suppliers with virtual cards and multi-currency bank transfers.
View Pax2Pay

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Frequently Asked Questions

What is the difference between Pax2Pay and Narvi?
They share 0 payment methods and 0 regions. Pax2Pay adds Bank Transfer, Virtual Card that Narvi does not list; Narvi adds Bitcoin, SEPA, SWIFT and 1 more that Pax2Pay does not list.
Which is cheaper, Pax2Pay or Narvi?
Pax2Pay has no published rate; Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pax2Pay and Narvi?
Pax2Pay lists 0 regions and 2 payment methods; Narvi lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pax2Pay and Narvi compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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