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Paxum

Paxum

Adult Industry

VS

ACI Worldwide

Real-time payments

ACI Worldwide
Fees from
~2-5% vs Custom
Features

1 shared

2 unique to Paxum · 1 unique to ACI Worldwide
Regions

2 shared

5 unique to ACI Worldwide
Pay methods

4 shared

4 unique to Paxum · 15 unique to ACI Worldwide

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4 features · 23 payment methods · 7 regions. We don't rank these — they're here for reference.
Paxum Paxum
ACI Worldwide ACI Worldwide
Quick Facts
Fees
Standard transaction rate
~2-5%
Custom
Settlement
Time to receive funds
1–3 business days
Same day
Founded
2007
1975
Headquarters
Dollard-Des Ormeaux, Quebec, Canada
Elkhorn, Nebraska, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paxum leads (3 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Instant Payout
✓
✓
Payment Methods
ACI Worldwide leads (19 vs 8)
Ach Unique
—
✓
Amex Unique
—
✓
Contactless Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eft Unique
✓
—
Faster Payments Unique
—
✓
Fednow Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Open Banking Unique
—
✓
P2p Transfer
✓
✓
Qr Code Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Swift Unique
—
✓
Unionpay Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa
✓
✓
Wire Transfer
✓
✓
Regions
ACI Worldwide leads (7 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓

Paxum is best when you...

Adult Industry
Need Crypto Support
Not available with ACI Worldwide
Need High Risk Accepted
Not available with ACI Worldwide
View Paxum

ACI Worldwide is best when you...

Real-time payments
Need Enterprise
Not available with Paxum
Want coverage in Africa, Asia, Latin America, Middle East, Oceania
Paxum doesn't cover these regions
View ACI Worldwide

Frequently Asked Questions

What is the difference between Paxum and ACI Worldwide?
They share 4 payment methods and 2 regions. Paxum adds EFT, UnionPay, USDC and 1 more that ACI Worldwide does not list; ACI Worldwide adds ACH, Amex, Contactless and 12 more that Paxum does not list; ACI Worldwide also covers Africa, Asia and 3 more; only Paxum offers Crypto Support, High Risk Accepted.
Which is cheaper, Paxum or ACI Worldwide?
Paxum has published rates from ~2-5%; ACI Worldwide has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paxum and ACI Worldwide?
Paxum lists 2 regions and 8 payment methods; ACI Worldwide lists 7 and 19. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paxum and ACI Worldwide compare on integration and settlement?
both offer a sandbox; both support webhooks; Paxum settles in 1–3 business days, ACI Worldwide in Same day.

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