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Pay.com

Pay.com

Modern Online Payment Gateway

VS

Edenred

Employee Benefit Payments

Edenred
Fees from
2.85%–2.9% + $0.27 vs Custom
Features

0 shared

2 unique to Pay.com · 1 unique to Edenred
Regions

2 shared

5 unique to Edenred
Pay methods

2 shared

6 unique to Pay.com · 2 unique to Edenred
On fees

Pay.com publishes 2.85%–2.9% + $0.27 from. Edenred uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
3 features · 10 payment methods · 7 regions. We don't rank these — they're here for reference.
Pay.com Pay.com
Edenred Edenred
Quick Facts
Fees
Standard transaction rate
2.85%–2.9% + $0.27
Custom
Settlement
Time to receive funds
—
—
Founded
2020
1962
Headquarters
Tel Aviv, Israel
Issy-les-Moulineaux, France
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Pay.com leads (2 vs 1)
Enterprise Unique
—
✓
Instant Sandbox Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Pay.com leads (8 vs 4)
Ach
✓
✓
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Google Pay Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Prepaid Card Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
✓
—
Regions
Edenred leads (7 vs 2)
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Pay.com is best when you...

Modern Online Payment Gateway
Need Instant Sandbox
Not available with Edenred
Need Startup Friendly
Not available with Edenred
View Pay.com

Edenred is best when you...

Employee Benefit Payments
Need Enterprise
Not available with Pay.com
Want coverage in Asia, Latin America, Middle East, Oceania, Southeast Asia
Pay.com doesn't cover these regions
View Edenred

Frequently Asked Questions

What is the difference between Pay.com and Edenred?
They share 2 payment methods and 2 regions. Pay.com adds Amex, Apple Pay, Google Pay and 3 more that Edenred does not list; Edenred adds Prepaid Card, Virtual Card that Pay.com does not list; Edenred also covers Asia, Latin America and 3 more; only Pay.com offers Instant Sandbox, Startup Friendly.
Which is cheaper, Pay.com or Edenred?
Pay.com has published rates from 2.85%–2.9% + $0.27; Edenred has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pay.com and Edenred?
Pay.com lists 2 regions and 8 payment methods; Edenred lists 7 and 4. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pay.com and Edenred compare on integration and settlement?
Pay.com offers a sandbox, Edenred does not list one; both support webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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