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Pay.com

Pay.com

Modern Online Payment Gateway

VS

Pagadito

Central America

Pagadito
Fees from
2.85%–2.9% + $0.27 vs 3-5%
Features

1 shared

1 unique to Pay.com
Regions

0 shared

2 unique to Pay.com · 1 unique to Pagadito
Pay methods

3 shared

5 unique to Pay.com · 2 unique to Pagadito

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Show full specs
2 features · 10 payment methods · 3 regions. We don't rank these — they're here for reference.
Pay.com Pay.com
Pagadito Pagadito
Quick Facts
Fees
Standard transaction rate
2.85%–2.9% + $0.27
3-5%
Settlement
Time to receive funds
—
3–5 business days
Founded
2020
2008
Headquarters
Tel Aviv, Israel
Guatemala City, Guatemala
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Pay.com leads (2 vs 1)
Instant Sandbox Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Pay.com leads (8 vs 5)
Ach Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Visa
✓
✓
Regions
Pay.com leads (2 vs 1)
Europe Unique
✓
—
Latin America Unique
—
✓
North America Unique
✓
—

Pay.com is best when you...

Modern Online Payment Gateway
Need Instant Sandbox
Not available with Pagadito
Want coverage in Europe, North America
Pagadito doesn't cover these regions
View Pay.com

Pagadito is best when you...

Central America
Want coverage in Latin America
Pay.com doesn't cover this region
View Pagadito

Frequently Asked Questions

What is the difference between Pay.com and Pagadito?
They share 3 payment methods and 0 regions. Pay.com adds ACH, Apple Pay, Bank Transfer and 2 more that Pagadito does not list; Pagadito adds Credit Card, Debit Card that Pay.com does not list; Pay.com also covers Europe, North America; Pagadito also covers Latin America.
Which is cheaper, Pay.com or Pagadito?
Pay.com has published rates from 2.85%–2.9% + $0.27; Pagadito has published rates from 3-5%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pay.com and Pagadito?
Pay.com lists 2 regions and 8 payment methods; Pagadito lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pay.com and Pagadito compare on integration and settlement?
both offer a sandbox; both support webhooks; Pagadito publishes a settlement time of 3–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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