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Pay.nl

Pay.nl

Dutch Payment Service Provider

VS

Komoju

Japan & ASEAN E-Commerce Payments

Komoju
Fees from
From €0.19 per transaction vs 3.25%–4.5% + 0.25 BRL
Features

0 shared

2 unique to Pay.nl · 2 unique to Komoju
Regions

0 shared

1 unique to Pay.nl · 2 unique to Komoju
Pay methods

8 shared

4 unique to Pay.nl · 19 unique to Komoju

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Show full specs
4 features · 31 payment methods · 3 regions. We don't rank these — they're here for reference.
Pay.nl Pay.nl
Komoju Komoju
Quick Facts
Fees
Standard transaction rate
From €0.19 per transaction
3.25%–4.5% + 0.25 BRL
Settlement
Time to receive funds
—
1–5 business days
Founded
2006
2016
Headquarters
Spijkenisse, Netherlands
Tokyo, Japan
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Komoju leads (27 vs 12)
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Bnpl
✓
✓
Carrier Billing Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Eps Unique
—
✓
Fpx Unique
—
✓
Gcash Unique
—
✓
Giropay Unique
—
✓
Google Pay Unique
✓
—
Hipercard Unique
—
✓
Ideal
✓
✓
Jcb Unique
—
✓
Klarna Unique
✓
—
Line Pay Unique
—
✓
Mastercard
✓
✓
Multibanco Unique
—
✓
Paypal Unique
✓
—
Pix Unique
—
✓
Sepa Unique
✓
—
Sofort
✓
✓
Unionpay Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Komoju leads (2 vs 1)
Asia Unique
—
✓
Europe Unique
✓
—
Southeast Asia Unique
—
✓

Pay.nl is best when you...

Dutch Payment Service Provider
Need Low Fees
Not available with Komoju
Need Startup Friendly
Not available with Komoju
Want coverage in Europe
Komoju doesn't cover this region
View Pay.nl

Komoju is best when you...

Japan & ASEAN E-Commerce Payments
Need Instant Payout
Not available with Pay.nl
Need Recurring Payments
Not available with Pay.nl
Want coverage in Asia, Southeast Asia
Pay.nl doesn't cover these regions
View Komoju

Frequently Asked Questions

What is the difference between Pay.nl and Komoju?
They share 8 payment methods and 0 regions. Pay.nl adds Google Pay, Klarna, PayPal and 1 more that Komoju does not list; Komoju adds Alipay, Bancontact, BLIK and 16 more that Pay.nl does not list; Pay.nl also covers Europe; Komoju also covers Asia, Southeast Asia.
Which is cheaper, Pay.nl or Komoju?
Pay.nl has published rates from From €0.19 per transaction; Komoju has published rates from 3.25%–4.5% + 0.25 BRL. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pay.nl and Komoju?
Pay.nl lists 1 region and 12 payment methods; Komoju lists 2 and 27. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pay.nl and Komoju compare on integration and settlement?
both offer a sandbox; both support webhooks; Komoju publishes a settlement time of 1–5 business days.

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