Pay.nl

Pay.nl

Dutch Payment Service Provider

VS

Pay.com

Modern Online Payment Gateway

Pay.com
Fees from
From €0.19 per transaction vs 2.85%–2.9% + $0.27
Features

1 shared

1 unique to Pay.nl · 1 unique to Pay.com
Regions

1 shared

1 unique to Pay.com
Pay methods

7 shared

5 unique to Pay.nl · 1 unique to Pay.com
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
Pay.nl Pay.nl
Pay.com Pay.com
Quick Facts
Fees
Standard transaction rate
From €0.19 per transaction
2.85%–2.9% + $0.27
Settlement
Time to receive funds
—
—
Founded
2006
2020
Headquarters
Spijkenisse, Netherlands
Tel Aviv, Israel
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Pay.nl leads (12 vs 8)
Ach Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Google Pay
✓
✓
Ideal Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal
✓
✓
Sepa Unique
✓
—
Sofort Unique
✓
—
Visa
✓
✓
Regions
Pay.com leads (2 vs 1)
Europe
✓
✓
North America Unique
—
✓

Pay.nl is best when you...

Dutch Payment Service Provider
Need Low Fees
Not available with Pay.com
View Pay.nl

Pay.com is best when you...

Modern Online Payment Gateway
Need Instant Sandbox
Not available with Pay.nl
Want coverage in North America
Pay.nl doesn't cover this region
View Pay.com

Frequently Asked Questions

What is the difference between Pay.nl and Pay.com?
They share 7 payment methods and 1 region. Pay.nl adds Buy Now Pay Later, iDEAL, Klarna and 2 more that Pay.com does not list; Pay.com adds ACH that Pay.nl does not list; Pay.com also covers North America; only Pay.nl offers Low Fees.
Which is cheaper, Pay.nl or Pay.com?
Pay.nl has published rates from From €0.19 per transaction; Pay.com has published rates from 2.85%–2.9% + $0.27. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pay.nl and Pay.com?
Pay.nl lists 1 region and 12 payment methods; Pay.com lists 2 and 8. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pay.nl and Pay.com compare on integration and settlement?
both offer a sandbox; both support webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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