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Pay10

Pay10

Small, mid-sized and large businesses that want online, in-store, QR and pay-by-bank payments from one provider.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Pay10’s rates start from around 0.65% with near-real-time settlement, with final pricing tailored to your market, volume and business profile. vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

0 shared

4 unique to Pay10 · 19 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 15 more than Pay10. Verify directly with each provider before signing.

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5 features · 23 payment methods · 6 regions. We don't rank these — they're here for reference.
Pay10 Pay10
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Pay10’s rates start from around 0.65% with near-real-time settlement, with final pricing tailored to your market, volume and business profile.
Custom
Settlement
Time to receive funds
near-real-time settlement
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Open Banking Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Pos Unique
✓
—
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Pay10 is best when you...

Small, mid-sized and large businesses that want online, in-store, QR and pay-by-bank payments from one provider.
View Pay10

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Pay10
Need High Risk Accepted
Not available with Pay10
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Pay10 doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Pay10 and A-Pay?
They share 0 payment methods and 0 regions. Pay10 adds Open Banking, Payment Link, POS and 1 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 16 more that Pay10 does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Pay10 or A-Pay?
Pay10 has published rates from Pay10’s rates start from around 0.65% with near-real-time settlement, with final pricing tailored to your market, volume and business profile.; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pay10 and A-Pay?
Pay10 lists 0 regions and 4 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pay10 and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Pay10 does not list one; A-Pay supports webhooks; Pay10 settles in near-real-time settlement, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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