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PayAlma

PayAlma

VS

CatalystPay

High-risk merchant processing

CatalystPay
Fees from
Custom vs Interchange + 1%–2% + €0.3
Features

5 shared

1 unique to PayAlma · 4 unique to CatalystPay
Regions

5 shared

3 unique to PayAlma
Pay methods

0 shared

12 unique to CatalystPay
On settlement

PayAlma settles in Same day; CatalystPay settles in 5–7 business days. Verify directly with each provider before signing.

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Show full specs
10 features · 12 payment methods · 8 regions. We don't rank these — they're here for reference.
PayAlma PayAlma
CatalystPay CatalystPay
Quick Facts
Fees
Standard transaction rate
Custom
Interchange + 1%–2% + €0.3
Settlement
Time to receive funds
Same day
5–7 business days
Founded
2019
2019
Headquarters
Canada
Belfast, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
CatalystPay leads (9 vs 6)
Crypto Support
✓
✓
Enterprise Unique
—
✓
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Low Fees Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency
✓
✓
Recurring Billing
✓
✓
Recurring Payments
✓
✓
Virtual Terminal Unique
—
✓
Payment Methods
CatalystPay leads (12 vs 0)
Apple Pay Unique
—
✓
Bitcoin Unique
—
✓
Cartes Bancaires Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Direct Debit Unique
—
✓
Google Pay Unique
—
✓
Lightning Network Unique
—
✓
Mastercard Unique
—
✓
Sepa Direct Debit Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
PayAlma leads (8 vs 5)
Asia Unique
✓
—
Europe
✓
✓
Global
✓
✓
Latin America Unique
✓
—
Middle East
✓
✓
North America
✓
✓
South America Unique
✓
—
Southeast Asia
✓
✓

PayAlma is best when you...

Need Instant Payout
Not available with CatalystPay
Want coverage in Asia, Latin America, South America
CatalystPay doesn't cover these regions
View PayAlma

CatalystPay is best when you...

High-risk merchant processing
Need Enterprise
Not available with PayAlma
Need Low Fees
Not available with PayAlma
View CatalystPay

Frequently Asked Questions

What is the difference between PayAlma and CatalystPay?
They share 0 payment methods and 5 regions. CatalystPay adds Apple Pay, Bitcoin, Cartes Bancaires and 9 more that PayAlma does not list; PayAlma also covers Asia, Latin America and 1 more; only PayAlma offers Instant Payout; only CatalystPay offers Enterprise, Low Fees and 2 more.
Which is cheaper, PayAlma or CatalystPay?
PayAlma has custom pricing quoted on engagement; CatalystPay has published rates from Interchange + 1%–2% + €0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayAlma and CatalystPay?
PayAlma lists 8 regions and 0 payment methods; CatalystPay lists 5 and 12. both cover Europe, Global, Middle East and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayAlma and CatalystPay compare on integration and settlement?
CatalystPay offers a sandbox, PayAlma does not list one; CatalystPay supports webhooks; PayAlma settles in Same day, CatalystPay in 5–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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