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Payana

Payana

Banks, fintechs, content creators, freelancers, affiliate networks and advertisers that need to send bulk or international payouts via bank rails such as EFT, Interac, ACH and SWIFT.

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
$0.00 No Setup fee vs Interchange + + $0.3
Features

0 shared

3 unique to Adyen
Regions

0 shared

8 unique to Adyen
Pay methods

3 shared

2 unique to Payana · 34 unique to Adyen
On region

Adyen covers 8 regions; Payana covers 0. Verify directly with each provider before signing.

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Show full specs
3 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Payana Payana
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
$0.00 No Setup fee
Interchange + + $0.3
Settlement
Time to receive funds
—
1–3 business days
Founded
—
2006
Headquarters
—
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Adyen leads (3 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Adyen leads (37 vs 5)
Ach
✓
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eft Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac
✓
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Payana is best when you...

Banks, fintechs, content creators, freelancers, affiliate networks and advertisers that need to send bulk or international payouts via bank rails such as EFT, Interac, ACH and SWIFT.
View Payana

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Payana
Need Instant Payout
Not available with Payana
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Payana doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Payana and Adyen?
They share 3 payment methods and 0 regions. Payana adds EFT, SWIFT that Adyen does not list; Adyen adds Affirm, Afterpay, Alipay and 31 more that Payana does not list; Adyen also covers Africa, Asia and 6 more; only Adyen offers Enterprise, Instant Payout and 1 more.
Which is cheaper, Payana or Adyen?
Payana has published rates from $0.00 No Setup fee; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payana and Adyen?
Payana lists 0 regions and 5 payment methods; Adyen lists 8 and 37. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payana and Adyen compare on integration and settlement?
Adyen offers a sandbox, Payana does not list one; Adyen supports webhooks; Adyen publishes a settlement time of 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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