Payanywhere

Payanywhere

US Mobile POS & Card Readers

VS

Instabill

Cannabis and high-risk merchant categories

Instabill
Fees from
2.69% vs 2.5-3.5% for high-risk categories
Features

0 shared

1 unique to Payanywhere · 1 unique to Instabill
Regions

1 shared

Pay methods

2 shared

3 unique to Payanywhere · 2 unique to Instabill
On fees

Payanywhere publishes 2.69% from. Instabill publishes 2.5-3.5% for high-risk categories from. Verify directly with each provider before signing.

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Show full specs
2 features · 7 payment methods · 1 regions. We don't rank these — they're here for reference.
Payanywhere Payanywhere
Instabill Instabill
Quick Facts
Fees
Standard transaction rate
2.69%
2.5-3.5% for high-risk categories
Settlement
Time to receive funds
Next business day
—
Founded
2011
2005
Headquarters
Troy, Michigan
United States
Sandbox / Test Mode
—
—
Webhook Support
✓
—
Features
High Risk Accepted Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Payanywhere leads (5 vs 4)
Ach Unique
—
✓
Amex Unique
✓
—
Apple Pay Unique
✓
—
Debit Card Unique
—
✓
Google Pay Unique
✓
—
Mastercard
✓
✓
Visa
✓
✓
Regions
North America
✓
✓

Payanywhere is best when you...

US Mobile POS & Card Readers
Need Startup Friendly
Not available with Instabill
View Payanywhere

Instabill is best when you...

Cannabis and high-risk merchant categories
Need High Risk Accepted
Not available with Payanywhere
View Instabill

Frequently Asked Questions

What is the difference between Payanywhere and Instabill?
They share 2 payment methods and 1 region. Payanywhere adds Amex, Apple Pay, Google Pay that Instabill does not list; Instabill adds ACH, Debit Card that Payanywhere does not list; only Payanywhere offers Startup Friendly; only Instabill offers High Risk Accepted.
Which is cheaper, Payanywhere or Instabill?
Payanywhere has published rates from 2.69%; Instabill has published rates from 2.5-3.5% for high-risk categories. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payanywhere and Instabill?
Payanywhere lists 1 region and 5 payment methods; Instabill lists 1 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payanywhere and Instabill compare on integration and settlement?
Payanywhere supports webhooks; Payanywhere publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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