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PayArc

PayArc

Transparent Merchant Processing

VS

Ingo Money

Instant Money Movement

Ingo Money
Fees from
Interchange-plus from 0.15% vs Per-transaction pricing
Features

0 shared

2 unique to PayArc · 2 unique to Ingo Money
Regions

1 shared

Pay methods

4 shared

2 unique to PayArc · 1 unique to Ingo Money
On payment methods

PayArc supports 6 payment methods, 1 more than Ingo Money. Verify directly with each provider before signing.

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Show full specs
4 features · 7 payment methods · 1 regions. We don't rank these — they're here for reference.
PayArc PayArc
Ingo Money Ingo Money
Quick Facts
Fees
Standard transaction rate
Interchange-plus from 0.15%
Per-transaction pricing
Settlement
Time to receive funds
—
—
Founded
2016
2001
Headquarters
United States
United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
PayArc leads (6 vs 5)
Ach
✓
✓
Amex
✓
✓
Apple Pay Unique
✓
—
Google Pay Unique
✓
—
Mastercard
✓
✓
Paypal Unique
—
✓
Visa
✓
✓
Regions
North America
✓
✓

PayArc is best when you...

Transparent Merchant Processing
Need Low Fees
Not available with Ingo Money
Need Startup Friendly
Not available with Ingo Money
View PayArc

Ingo Money is best when you...

Instant Money Movement
Need Enterprise
Not available with PayArc
Need Instant Payout
Not available with PayArc
View Ingo Money

Frequently Asked Questions

What is the difference between PayArc and Ingo Money?
They share 4 payment methods and 1 region. PayArc adds Apple Pay, Google Pay that Ingo Money does not list; Ingo Money adds PayPal that PayArc does not list; only PayArc offers Low Fees, Startup Friendly; only Ingo Money offers Enterprise, Instant Payout.
Which is cheaper, PayArc or Ingo Money?
PayArc has published rates from Interchange-plus from 0.15%; Ingo Money has published rates from Per-transaction pricing. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayArc and Ingo Money?
PayArc lists 1 region and 6 payment methods; Ingo Money lists 1 and 5. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayArc and Ingo Money compare on integration and settlement?
both offer a sandbox; both support webhooks.

Are you PayArc or Ingo Money?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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