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PayArc

PayArc

Transparent Merchant Processing

VS

Master Transfer

M
Fees from
Interchange-plus from 0.15% vs —
Features

0 shared

2 unique to PayArc
Regions

0 shared

1 unique to PayArc · 2 unique to Master Transfer
Pay methods

2 shared

4 unique to PayArc · 1 unique to Master Transfer

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Show full specs
2 features · 7 payment methods · 3 regions. We don't rank these — they're here for reference.
PayArc PayArc
Master Transfer
Quick Facts
Fees
Standard transaction rate
Interchange-plus from 0.15%
—
Settlement
Time to receive funds
—
—
Founded
2016
—
Headquarters
United States
London, United Kingdom
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
PayArc leads (2 vs 0)
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
PayArc leads (6 vs 3)
Ach Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Cash Unique
—
✓
Google Pay Unique
✓
—
Mastercard
✓
✓
Visa
✓
✓
Regions
Master Transfer leads (2 vs 1)
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
✓
—

PayArc is best when you...

Transparent Merchant Processing
Need Low Fees
Not available with Master Transfer
Need Startup Friendly
Not available with Master Transfer
Want coverage in North America
Master Transfer doesn't cover this region
View PayArc

Master Transfer is best when you...

Want coverage in Europe, Latin America
PayArc doesn't cover these regions
View Master Transfer

Frequently Asked Questions

What is the difference between PayArc and Master Transfer?
They share 2 payment methods and 0 regions. PayArc adds ACH, Amex, Apple Pay and 1 more that Master Transfer does not list; Master Transfer adds Cash that PayArc does not list; PayArc also covers North America; Master Transfer also covers Europe, Latin America.
Which is cheaper, PayArc or Master Transfer?
PayArc has published rates from Interchange-plus from 0.15%; Master Transfer has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayArc and Master Transfer?
PayArc lists 1 region and 6 payment methods; Master Transfer lists 2 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayArc and Master Transfer compare on integration and settlement?
PayArc offers a sandbox, Master Transfer does not list one; PayArc supports webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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