Menu

Discover

All Providers Compare License Map Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
PayAt

PayAt

Southern African Cash Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
Per-transaction pricing vs 3-7% all-inclusive
Features

0 shared

1 unique to PayAt · 2 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

1 shared

2 unique to PayAt · 9 unique to dLocal

Still evaluating?

Get matched to the right provider in 90 seconds.

Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 12 payment methods · 4 regions. We don't rank these — they're here for reference.
PayAt PayAt
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Per-transaction pricing
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2007
2016
Headquarters
South Africa
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 3)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

PayAt is best when you...

Southern African Cash Payments
Need Startup Friendly
Not available with dLocal
View PayAt

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with PayAt
Need Instant Payout
Not available with PayAt
Want coverage in Asia, Latin America, Middle East
PayAt doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between PayAt and dLocal?
They share 1 payment method and 1 region. PayAt adds Mobile Money, QR Code that dLocal does not list; dLocal adds Amex, Boleto, Cash and 6 more that PayAt does not list; dLocal also covers Asia, Latin America and 1 more; only PayAt offers Startup Friendly.
Which is cheaper, PayAt or dLocal?
PayAt has published rates from Per-transaction pricing; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayAt and dLocal?
PayAt lists 1 region and 3 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayAt and dLocal compare on integration and settlement?
dLocal offers a sandbox, PayAt does not list one; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

Are you PayAt or dLocal?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →