Paycomet
Spanish e-commerce
VS
Eupago
Merchants selling to customers in Portugal and Spain that need local methods like MB WAY, Multibanco and Bizum alongside cards and wallets.
Fees from
€0.10 per transaction vs Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.
Features
0 shared
2 unique to Paycomet
Regions
0 shared
1 unique to Paycomet
Pay methods
6 shared
7 unique to Paycomet · 4 unique to Eupago
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Show full specs 2 features · 17 payment methods · 1 regions. We
don't rank these — they're here for reference.
Show full specs
2 features · 17 payment methods · 1 regions. We
don't rank these — they're here for reference.
Paycomet EupagoQuick Facts
Fees
Standard transaction rate
€0.10 per transaction
Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.
Settlement
Time to receive funds
2 business days
Next business day
Founded
2010
—
Headquarters
Valencia, Spain
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features Paycomet leads (2 vs 0)
Paycomet leads (2 vs 0)Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods Paycomet leads (13 vs 10)
Paycomet leads (13 vs 10)Amex Unique
✓
—
Apple Pay
✓
✓
Bizum Unique
—
✓
Bnpl Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Ideal Unique
✓
—
Jcb Unique
✓
—
Mastercard
✓
✓
Mb Way
✓
✓
Multibanco
✓
✓
Paypal Unique
✓
—
Sepa Direct Debit Unique
—
✓
Trustly Unique
✓
—
Visa
✓
✓
Voucher Unique
—
✓
Regions Paycomet leads (1 vs 0)
Paycomet leads (1 vs 0)Europe Unique
✓
—
Paycomet is best when you...
Spanish e-commerce
Need Low Fees
Not available with Eupago
Need Startup Friendly
Not available with Eupago
Want coverage in Europe
Eupago doesn't cover this region
Eupago is best when you...
Merchants selling to customers in Portugal and Spain that need local methods like MB WAY, Multibanco and Bizum alongside cards and wallets.
Frequently Asked Questions
What is the difference between Paycomet and Eupago?
They share 6 payment methods and 0 regions. Paycomet adds Amex, Diners Club, Discover and 4 more that Eupago does not list; Eupago adds Bizum, Buy Now Pay Later, SEPA Direct Debit and 1 more that Paycomet does not list; Paycomet also covers Europe; only Paycomet offers Low Fees, Startup Friendly.
Which is cheaper, Paycomet or Eupago?
Paycomet has published rates from €0.10 per transaction; Eupago has published rates from Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paycomet and Eupago?
Paycomet lists 1 region and 13 payment methods; Eupago lists 0 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paycomet and Eupago compare on integration and settlement?
Paycomet offers a sandbox, Eupago does not list one; Paycomet supports webhooks; Paycomet settles in 2 business days, Eupago in Next business day.
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