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Paycomet

Paycomet

Spanish e-commerce

VS

Midtrans

Indonesian E-Commerce

Midtrans
Fees from
€0.10 per transaction vs 2.9% + IDR 2,500 per transaction
Features

1 shared

1 unique to Paycomet · 2 unique to Midtrans
Regions

0 shared

1 unique to Paycomet · 1 unique to Midtrans
Pay methods

5 shared

8 unique to Paycomet · 7 unique to Midtrans
On licensing

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Show full specs
4 features · 20 payment methods · 2 regions. We don't rank these — they're here for reference.
Paycomet Paycomet
Midtrans Midtrans
Quick Facts
Fees
Standard transaction rate
€0.10 per transaction
2.9% + IDR 2,500 per transaction
Settlement
Time to receive funds
2 business days
1–2 business days
Founded
2010
2012
Headquarters
Valencia, Spain
Jakarta, Indonesia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Midtrans leads (3 vs 2)
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Paycomet leads (13 vs 12)
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Direct Debit Unique
—
✓
Discover Unique
✓
—
Google Pay
✓
✓
Ideal Unique
✓
—
Jcb
✓
✓
Mastercard
✓
✓
Mb Way Unique
✓
—
Multibanco Unique
✓
—
Paypal Unique
✓
—
Qr Code Unique
—
✓
Trustly Unique
✓
—
Virtual Account Unique
—
✓
Visa
✓
✓
Regions
Europe Unique
✓
—
Southeast Asia Unique
—
✓

Paycomet is best when you...

Spanish e-commerce
Need Low Fees
Not available with Midtrans
Want coverage in Europe
Midtrans doesn't cover this region
View Paycomet

Midtrans is best when you...

Indonesian E-Commerce
Need Instant Sandbox
Not available with Paycomet
Need Recurring Payments
Not available with Paycomet
Want coverage in Southeast Asia
Paycomet doesn't cover this region
View Midtrans

Frequently Asked Questions

What is the difference between Paycomet and Midtrans?
They share 5 payment methods and 0 regions. Paycomet adds Apple Pay, Diners Club, Discover and 5 more that Midtrans does not list; Midtrans adds Bank Transfer, Credit Card, Debit Card and 4 more that Paycomet does not list; Paycomet also covers Europe; Midtrans also covers Southeast Asia.
Which is cheaper, Paycomet or Midtrans?
Paycomet has published rates from €0.10 per transaction; Midtrans has published rates from 2.9% + IDR 2,500 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paycomet and Midtrans?
Paycomet lists 1 region and 13 payment methods; Midtrans lists 1 and 12. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paycomet and Midtrans compare on integration and settlement?
both offer a sandbox; both support webhooks; Paycomet settles in 2 business days, Midtrans in 1–2 business days.

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