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Paycot

Paycot

Online businesses such as e-commerce, travel and SaaS merchants that want to accept cryptocurrency payments, embed a crypto on/off-ramp, or trade large volumes through an OTC desk.

VS

Bakkt

Digital Asset & Loyalty Payments

Bakkt
Fees from
Fees from 0.5% vs Per-transaction
Features

0 shared

2 unique to Bakkt
Regions

0 shared

1 unique to Bakkt
Pay methods

3 shared

15 unique to Paycot · 1 unique to Bakkt
On settlement

Paycot settles in Same day; Bakkt settles in Varies by transaction type. Verify directly with each provider before signing.

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Show full specs
2 features · 19 payment methods · 1 regions. We don't rank these — they're here for reference.
Paycot Paycot
Bakkt Bakkt
Quick Facts
Fees
Standard transaction rate
Fees from 0.5%
Per-transaction
Settlement
Time to receive funds
Same day
Varies by transaction type
Founded
—
2018
Headquarters
—
New York, New York
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Bakkt leads (2 vs 0)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Payment Methods
Paycot leads (18 vs 4)
Ach Unique
—
✓
Arbitrum Unique
✓
—
Bitcoin
✓
✓
Bitcoin Cash Unique
✓
—
Bnb Unique
✓
—
Crypto Unique
✓
—
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Litecoin Unique
✓
—
Mastercard Unique
✓
—
Optimism Unique
✓
—
Polygon Unique
✓
—
Sepa Unique
✓
—
Solana Unique
✓
—
Tron Unique
✓
—
Usdc
✓
✓
Usdt
✓
✓
Visa Unique
✓
—
Xrp Unique
✓
—
Regions
Bakkt leads (1 vs 0)
North America Unique
—
✓

Paycot is best when you...

Online businesses such as e-commerce, travel and SaaS merchants that want to accept cryptocurrency payments, embed a crypto on/off-ramp, or trade large volumes through an OTC desk.
View Paycot

Bakkt is best when you...

Digital Asset & Loyalty Payments
Need Crypto Support
Not available with Paycot
Need Enterprise
Not available with Paycot
Want coverage in North America
Paycot doesn't cover this region
View Bakkt

Frequently Asked Questions

What is the difference between Paycot and Bakkt?
They share 3 payment methods and 0 regions. Paycot adds Arbitrum, Bitcoin Cash, BNB and 12 more that Bakkt does not list; Bakkt adds ACH that Paycot does not list; Bakkt also covers North America; only Bakkt offers Crypto Support, Enterprise.
Which is cheaper, Paycot or Bakkt?
Paycot has published rates from Fees from 0.5%; Bakkt has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paycot and Bakkt?
Paycot lists 0 regions and 18 payment methods; Bakkt lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paycot and Bakkt compare on integration and settlement?
Bakkt offers a sandbox, Paycot does not list one; Bakkt supports webhooks; Paycot settles in Same day, Bakkt in Varies by transaction type.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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