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Paycot

Paycot

Online businesses such as e-commerce, travel and SaaS merchants that want to accept cryptocurrency payments, embed a crypto on/off-ramp, or trade large volumes through an OTC desk.

VS

MiFinity

Online businesses that want to take eWallet and local payment method deposits in an embedded checkout and send payouts worldwide to cards, bank accounts or stablecoin wallets.

MiFinity
Fees from
Fees from 0.5% vs Deposit fees starting at just 1.8%
Features

0 shared

Regions

0 shared

Pay methods

9 shared

9 unique to Paycot · 9 unique to MiFinity
On payment methods

Both support 18 payment methods. Verify directly with each provider before signing.

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Show full specs
0 features · 27 payment methods · 0 regions. We don't rank these — they're here for reference.
Paycot Paycot
MiFinity MiFinity
Quick Facts
Fees
Standard transaction rate
Fees from 0.5%
Deposit fees starting at just 1.8%
Settlement
Time to receive funds
Same day
Payments made through the MiFinity iFrame will be credited to your site instantly
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Apple Pay Unique
—
✓
Arbitrum Unique
✓
—
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
—
Bitcoin Cash
✓
✓
Bnb Unique
✓
—
Crypto
✓
✓
Digital Wallet Unique
—
✓
Dogecoin Unique
✓
—
Ethereum
✓
✓
Interac Unique
—
✓
Line Pay Unique
—
✓
Litecoin
✓
✓
Mastercard
✓
✓
Optimism Unique
✓
—
Polygon Unique
✓
—
Sepa Unique
✓
—
Solana Unique
✓
—
Stablecoin Unique
—
✓
Stellar Unique
—
✓
Tron Unique
✓
—
Unionpay Unique
—
✓
Usdc
✓
✓
Usdt
✓
✓
Visa
✓
✓
Voucher Unique
—
✓
Xrp
✓
✓
Regions

Paycot is best when you...

Online businesses such as e-commerce, travel and SaaS merchants that want to accept cryptocurrency payments, embed a crypto on/off-ramp, or trade large volumes through an OTC desk.
View Paycot

MiFinity is best when you...

Online businesses that want to take eWallet and local payment method deposits in an embedded checkout and send payouts worldwide to cards, bank accounts or stablecoin wallets.
View MiFinity

Frequently Asked Questions

What is the difference between Paycot and MiFinity?
They share 9 payment methods and 0 regions. Paycot adds Arbitrum, Bitcoin, BNB and 6 more that MiFinity does not list; MiFinity adds Apple Pay, Bank Transfer, Digital Wallet and 6 more that Paycot does not list.
Which is cheaper, Paycot or MiFinity?
Paycot has published rates from Fees from 0.5%; MiFinity has published rates from Deposit fees starting at just 1.8%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paycot and MiFinity?
Paycot lists 0 regions and 18 payment methods; MiFinity lists 0 and 18. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paycot and MiFinity compare on integration and settlement?
Paycot settles in Same day, MiFinity in Payments made through the MiFinity iFrame will be credited to your site instantly.

Are you Paycot or MiFinity?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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