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Payee Eftpos and Ecommerce

Payee Eftpos and Ecommerce

EFTPOS & ecommerce payments

VS

Opayo

UK businesses

Opayo
Fees from
EFTPOS from 0.79%, Ecommerce from 1.4% + $0.20 vs From £25/month
Features

1 shared

1 unique to Payee Eftpos and Ecommerce
Regions

0 shared

1 unique to Payee Eftpos and Ecommerce · 1 unique to Opayo
Pay methods

5 shared

1 unique to Payee Eftpos and Ecommerce · 2 unique to Opayo
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 8 payment methods · 2 regions. We don't rank these — they're here for reference.
Payee Eftpos and Ecommerce Payee Eftpos and Ecommerce
Opayo Opayo
Quick Facts
Fees
Standard transaction rate
EFTPOS from 0.79%, Ecommerce from 1.4% + $0.20
From £25/month
Settlement
Time to receive funds
Same day
2–3 business days
Founded
2023
2001
Headquarters
Eden
Newcastle Upon Tyne, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
—
✓
Features
Payee Eftpos and Ecommerce leads (2 vs 1)
Low Fees Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Opayo leads (7 vs 6)
Amex
✓
✓
Apple Pay
✓
✓
Diners Unique
✓
—
Google Pay
✓
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Paypal Unique
—
✓
Visa
✓
✓
Regions
Europe Unique
—
✓
Oceania Unique
✓
—

Payee Eftpos and Ecommerce is best when you...

EFTPOS & ecommerce payments
Need Low Fees
Not available with Opayo
Want coverage in Oceania
Opayo doesn't cover this region
View Payee Eftpos and Ecommerce

Opayo is best when you...

UK businesses
Want coverage in Europe
Payee Eftpos and Ecommerce doesn't cover this region
View Opayo

Frequently Asked Questions

What is the difference between Payee Eftpos and Ecommerce and Opayo?
They share 5 payment methods and 0 regions. Payee Eftpos and Ecommerce adds Diners Club that Opayo does not list; Opayo adds Maestro, PayPal that Payee Eftpos and Ecommerce does not list; Payee Eftpos and Ecommerce also covers Oceania; Opayo also covers Europe.
Which is cheaper, Payee Eftpos and Ecommerce or Opayo?
Payee Eftpos and Ecommerce has published rates from EFTPOS from 0.79%, Ecommerce from 1.4% + $0.20; Opayo has published rates from From £25/month. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payee Eftpos and Ecommerce and Opayo?
Payee Eftpos and Ecommerce lists 1 region and 6 payment methods; Opayo lists 1 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payee Eftpos and Ecommerce and Opayo compare on integration and settlement?
both offer a sandbox; Opayo supports webhooks; Payee Eftpos and Ecommerce settles in Same day, Opayo in 2–3 business days.

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