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Payfare

Payfare

Gig Worker Instant Payouts

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to Payfare · 5 unique to A-Pay
Regions

0 shared

1 unique to Payfare · 6 unique to A-Pay
Pay methods

1 shared

2 unique to Payfare · 18 unique to A-Pay
On fees

Payfare uses custom pricing, quoted on engagement. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Payfare Payfare
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Instant
1–2 business days
Founded
2015
2021
Headquarters
Toronto, Canada
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Prepaid Card Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Payfare is best when you...

Gig Worker Instant Payouts
Need Instant Payout
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Payfare

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Payfare
Need High Risk Accepted
Not available with Payfare
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Payfare doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Payfare and A-Pay?
They share 1 payment method and 0 regions. Payfare adds Debit Card, Prepaid Card that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that Payfare does not list; Payfare also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, Payfare or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Payfare and A-Pay?
Payfare lists 1 region and 3 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payfare and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Payfare does not list one; both support webhooks; Payfare settles in Instant, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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