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PayFast

PayFast

South African Market

VS

dLocal

Emerging Markets

dLocal
Fees from
3.2% vs 3-7% all-inclusive
Features

1 shared

1 unique to PayFast · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

2 shared

10 unique to PayFast · 8 unique to dLocal

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3 features · 20 payment methods · 4 regions. We don't rank these — they're here for reference.
PayFast PayFast
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
3.2%
3-7% all-inclusive
Settlement
Time to receive funds
2–3 business days
2–7 business days
Founded
1999
2016
Headquarters
Cape Town, South Africa
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
PayFast leads (12 vs 10)
Amex Unique
—
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Boleto Unique
—
✓
Cash Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Eft Unique
✓
—
Google Pay Unique
✓
—
Mastercard
✓
✓
Mobile Payment Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Samsung Pay Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

PayFast is best when you...

South African Market
Need Startup Friendly
Not available with dLocal
View PayFast

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with PayFast
Want coverage in Asia, Latin America, Middle East
PayFast doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between PayFast and dLocal?
They share 2 payment methods and 1 region. PayFast adds Apple Pay, Buy Now Pay Later, Contactless and 7 more that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 5 more that PayFast does not list; dLocal also covers Asia, Latin America and 1 more; only PayFast offers Startup Friendly.
Which is cheaper, PayFast or dLocal?
PayFast has published rates from 3.2%; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayFast and dLocal?
PayFast lists 1 region and 12 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayFast and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; PayFast settles in 2–3 business days, dLocal in 2–7 business days.

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