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Payfirma

Payfirma

Canadian mobile payments

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Custom vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

1 unique to Payfirma · 4 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

5 shared

1 unique to Payfirma · 30 unique to Checkout.com
On payment methods

Checkout.com supports 35 payment methods, 29 more than Payfirma. Verify directly with each provider before signing.

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Show full specs
5 features · 36 payment methods · 8 regions. We don't rank these — they're here for reference.
Payfirma Payfirma
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Custom
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
2 business days
1–3 business days
Founded
2008
2012
Headquarters
Vancouver, Canada
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 6)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Diners Unique
—
✓
Discover
✓
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
✓
—
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Payfirma is best when you...

Canadian mobile payments
Need Startup Friendly
Not available with Checkout.com
View Payfirma

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Payfirma
Need Instant Payout
Not available with Payfirma
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Payfirma doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Payfirma and Checkout.com?
They share 5 payment methods and 1 region. Payfirma adds Interac that Checkout.com does not list; Checkout.com adds ACH, Alipay, Bancontact and 27 more that Payfirma does not list; Checkout.com also covers Africa, Asia and 5 more; only Payfirma offers Startup Friendly.
Which is cheaper, Payfirma or Checkout.com?
Payfirma has custom pricing quoted on engagement; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payfirma and Checkout.com?
Payfirma lists 1 region and 6 payment methods; Checkout.com lists 8 and 35. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payfirma and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Payfirma settles in 2 business days, Checkout.com in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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