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Payfort

Payfort

MENA e-commerce

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.65% + AED 1 vs Custom
Features

1 shared

1 unique to Payfort · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

4 shared

3 unique to Payfort · 15 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 12 more than Payfort. Verify directly with each provider before signing.

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Show full specs
6 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
Payfort Payfort
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.65% + AED 1
Custom
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
2013
2021
Headquarters
Dubai, UAE
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Discover Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Installments Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East
✓
✓
Southeast Asia Unique
—
✓

Payfort is best when you...

MENA e-commerce
Need Enterprise
Not available with A-Pay
View Payfort

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Payfort
Need High Risk Accepted
Not available with Payfort
Want coverage in Africa, Asia, Europe, Latin America, Southeast Asia
Payfort doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Payfort and A-Pay?
They share 4 payment methods and 1 region. Payfort adds Buy Now Pay Later, Discover, Installments that A-Pay does not list; A-Pay adds ACH, Alipay, Bank Transfer and 12 more that Payfort does not list; A-Pay also covers Africa, Asia and 3 more; only Payfort offers Enterprise.
Which is cheaper, Payfort or A-Pay?
Payfort has published rates from 2.65% + AED 1; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payfort and A-Pay?
Payfort lists 1 region and 7 payment methods; A-Pay lists 6 and 19. both cover Middle East. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payfort and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Payfort settles in 2–3 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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